Oklahoma Health Insurance

Bad news and good news for the state of Oklahoma when it comes to health insurance: The bad news — nearly 17% of Oklahomans did not have health insurance. As for the good news, health insurance premiums are right on par with the surrounding states and the rest of the country. If you’re an Oklahoma resident, seek out your options regarding health insurance and check out these resources from The Simple Dollar for more information.

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Stats in Your State

If you’re wondering what goes into the pricing of premiums and what the insurance trends in Oklahoma are, take a look at these charts that give an accurate picture of trends over the years. Knowledge is power, especially when it comes to health insurance.

Chip Medicaid

In 2010 and 2011, more than 220,000 children were enrolled in the Children’s Health Insurance Program (CHIP), which offers free or reduced-cost health coverage for kids from low-income families. Enrollment in Medicaid is significantly higher, with well over 400,000 kids in the program.

Individual Health Insurance Premiums

For a single health insurance premium, typical rates in Oklahoma run $1,035 annually, on par with the national average. In terms of regional averages, Oklahoma ranks lower than neighbors Arizona and New Mexico and slightly higher than Texas in terms of premiums.

Family Health Insurance Premiums

As opposed to the single premiums ranking on par with the rest of the country, family premiums are more expensive than the national average of $3,962 per year. Oklahoma’s family premiums cost $4,446 — less expensive than Arizona and New Mexico but more expensive than Nevada and Texas.

SAHIE Health Insurance Uninsured

Census Bureau estimates the uninsured population of Oklahoma was 691,408 in 2010. The number of uninsured residents in the state has risen steadily since 2007. Although other states have a higher number of uninsured residents, the population ratio in Oklahoma is markedly high.

Rules in Your State

Health concerns are prevalent among Oklahoma residents due to the high rates of both smoking and obesity in the state. Under the Affordable Care Act, many changes came to this state in terms of health reform. Make sure you understand the rules and regulations surrounding health care, especially in this quickly changing landscape.

Pre-Existing Conditions

As of March 3, 2013, the Oklahoma Temporary High Risk Pool is suspending acceptance of new enrollment applications until further notice. Those enrolled currently will continue to receive coverage. Read more.

Group Coverage Rules

Applicants who apply during the eligibility period cannot be rejected because of poor health.

Alcohol and Your Health Insurance: Rules in Ohio

Insurance companies have differing opinions when it comes to alcohol-related benefits. To protect consumers, each state has rules and regulations regarding this issue. Read on to find out what is covered in your state.

Losses Due to Intoxication
Health Insurance Parity for Alcohol-Related Treatment
No law either prohibiting or permitting
No law regarding parity for alcohol-related treatment

Representatives & Resources in Your State

If you’re a resident of Oklahoma looking to file a complaint or you need a trustworthy go-to when you’re looking for a policy, then you’ve come to the right place. The Simple Dollar has put together this collection of reliable and informative resources; check out the links below to find the assistance you need.

Oklahoma Department of Insurance
Five Corporate Plaza
3625 NW 56th, Suite 100
Oklahoma City, OK 73112-4511
Phone: (405) 521-2828
Get Directions
File a Complaint

Insure Oklahoma
P.O. Box 18650
Oklahoma City, OK 73154-1650
Fax: (405) 530-3433
Phone: (888) 365-3742
This program ensures that state-purchased health care meets standards and that those enrolled are served by a progressive, positive system.

Oklahoma Department of Human Services
P.O. Box 25352
Oklahoma City, OK 73125
(405) 521-3646
County Office Locator

Oklahoma Children’s Health Insurance Program
This site features information on enrolling your child for reduced-cost health coverage.