Stats in Your State
When it comes to health, Oregon residents should have a sunny outlook. With affordable health care policies for both singles and families, it’s easier than ever to get coverage. However, even with a low rate for premiums, Oregon has a disproportionately high rate of uninsured people. Take a look at the graphs below to get a better understanding about the landscape of health insurance in Oregon.
In 2010, more than 64,700 children were enrolled in the Children’s Health Insurance Program (CHIP), a program that provides affordable medical coverage for children from low-income families. Enrollment in Medicaid is significantly higher, with just over 289,000 kids in the program.
Individual Health Insurance Premiums
The cost of a single premium per employee under employer-based health insurance is a healthy $217 dollars lower than the rest of the country. Compared to neighboring states, Oregon's premiums are lower than California's but slightly higher than those in Washington.
Family Health Insurance Premiums
Family premiums in Oregon are lower than the $4,000-per-year national average. Oregonians can expect to pay less than $3,700 for health insurance family premiums on an annual basis.
SAHIE Health Insurance Uninsured
The number of uninsured Oregon residents has fluctuated considerably over the years. According to the most recent numbers, the Census Bureau estimates there are 639,710 people uninsured in Oregon; this high number comes as a surprise, given the affordability of healthcare in the state.
Rules in Your State
The changing landscape of health insurance in America makes it more important than ever to navigate the thick rules and regulations in your own state. Read Oregon health insurance rules to get a grasp on the information you need to know.
According to Oregon state law, individuals who work for companies or organizations with fewer than 20 employees can keep the same group health insurance coverage for up to nine months after loss of a job or a reduction in work hours.
Because of federal health care reform, young adults may stay on their parents’ health insurance until age 26. This rule applies regardless of the parents’ marital status, the child’s living arrangements, or whether or not the child is listed as a dependent by either the mother or the father.
Discrimination Based On Gender
Discrimination Based On Gender
The Oregon Equality Act of 2007 prohibits discrimination based on sexual orientation, including gender identity. Medically necessary treatments that are covered for non-transgender people cannot be denied to transgender people.
Read more about health insurance rules in Oregon at the state’s Department of Consumer and Business Services.
Your Health Insurance & Alcohol: Oregon Rules
Insurance companies have differing opinions when it comes to alcohol-related benefits. To protect consumers, each state has rules and regulations regarding this issue. Read on to find out what is covered in your state.
Representatives & Resources in Your State
We all know that understanding the finer points of a health insurance policy is absolutely essential, but sometimes we need help wading through the technical terminology and legal jargon. Oregonians should feel free to contact the following resources when their coverage becomes too overwhelming to tackle on their own.
Health Insurance Overview
Find commonly asked questions, compare plans, and read about specific laws in place regarding health insurance.
How the Health Care Law is Making a Difference in Oregon
Read about changes to health care in Oregon due to federal laws, including key features and deadlines for changes to take effect.