• Medicaid 101: What You Need to Know

    For More Articles on Health Insurance, Visit Our Health Insurance Resource Center. While Medicaid is often a hot topic in political news, many U.S. citizens are unclear on the ins and outs of this government-funded healthcare option. This federally based program is designed to provide healthcare to low-income Americans who cannot otherwise afford health insurance. …

  • Small Business Health Insurance: An Employer’s Guide

    For More Articles on Health Insurance, Visit Our Health Insurance Resource Center. New provisions of the Affordable Care Act (ACA) set to go into effect in 2014 will have a significant impact on small business owners. The government defines a “small business” as one that employs fewer than 50 individuals. For purposes of this discussion …

  • Health Insurance for Children: A Guide to CHIP

    For More Articles on Health Insurance, Visit Our Health Insurance Resource Center. Any responsible parent will agree that health insurance for children is a vital tool for maintaining good health, but many families can’t afford costly premiums. Under the recent expansions provided by the Affordable Care Act (ACA), children may be eligible for government-funded health …

  • Health Insurance Options: Health Savings Accounts vs Flexible Savings Accounts

    For More Articles on Health Insurance, Visit Our Health Insurance Resource Center. Health Savings Accounts (HSAs) and Flexible Spending Arrangements (FSAs) are tools designed to manage the spending surrounding your healthcare needs. Both of these tools offer an opportunity to save money in anticipation of future medical expenses, and HSA funds can even be used …

  • Health Insurance Loopholes to Watch For

    For More Articles on Health Insurance, Visit Our Health Insurance Resource Center. It may be tempting to think of health insurance as a product designed to keep your best interests in mind. In reality, health insurance is a profit-driven industry and your good health is not its primary goal. The first priority for employers and …

  • Understanding Student Health Insurance and Expenses

    For More Articles on Health Insurance, Visit Our Health Insurance Resource Center. Americans aged 18-30 have always faced health insurance choices that are particular to their age group, especially college students. With the introduction of the Affordable Care Act (ACA), young adults now find themselves dealing with extra pressure to make smart choices. The ACA, …

  • Understanding Health Insurance: A Rundown of Medicare’s Four Parts

    For More Articles on Health Insurance, Visit Our Health Insurance Resource Center. You don’t have to be sixty-five to know that Medicare tax and benefit structures have always been a maze. And now that Congress has finally agreed upon and mapped out a new and improved Medicare program, many people are finding themselves more turned …

  • Alternative Medicine and Your Health Insurance: How to Get More Out of Your Plan

    For More Articles on Health Insurance, Visit Our Health Insurance Resource Center. In recent years, the number of Americans that use alternative medicine has recorded steady growth. A 2007 survey by National Health Statistics Report found that four out of 10 respondents sought some form of non-traditional medical treatment. However, despite billions of dollars spent …

  • You’re Not Optionless If You’ve Been Denied Coverage: PCIP and High Risk Insurance Pools

    For More Articles on Health Insurance, Visit Our Health Insurance Resource Center. By the Census Bureau’s last count, forty-eight million Americans lacked health insurance. And as treatment costs rise, qualifying for affordable private coverage is only getting harder: Insurers are increasingly cutting costs by limiting or denying coverage to the higher-risk patients that need it …