• The Homeowner’s Guide to Flood Insurance

    For More Articles on Home Insurance, Visit Our Home Insurance Resource Center. It’s raining, it’s pouring… Water, water, everywhere… Raindrops keep fallin’ on my head… Water is so vital to our lives that it is celebrated in nursery rhymes, poems and popular music, but when water damages or destroys our homes, there is nothing romantic …

  • Home Insurance & Earthquake Safety Resource

    Many people mistakenly believe that if they do not live along the West Coast – or more precisely, on a fault along the West Coast – they are immune to earthquakes and related disasters like tsunamis, fires, and mudslides. However, the majority of Americans live in an area  with significant risk of a magnitude 4 …

  • Burglaries and Your Home Insurance: Advice and Prevention

    For More Articles on Home Insurance, Visit Our Home Insurance Resource Center. There are few things in life more traumatic than arriving home and discovering you’ve been burglarized. According to the FBI, more than 2.5 million reported burglaries occurred in the United States in 2012, or in roughly 1 in every 4.5 homes. As common …

  • Home Insurance: Solar Panels & Other Environmental Add-Ons

    For More Articles on Home Insurance, Visit Our Home Insurance Resource Center. Eco-friendly home improvement projects are becoming ever more popular among homeowners eager to reduce their home’s carbon impact and save more on recurring energy or repair costs. According to the National Association of Home Builders, current trends indicate that up to 38 percent …

  • Home Insurance Guidelines: Mold Facts and Coverage

    For More Articles on Home Insurance, Visit Our Home Insurance Resource Center. In recent years, horror stories about “toxic mold” growth in homes, businesses and schools have become a common theme in the news. These headlines have all got us wondering: just how afraid of mold, fungi and bacteria should we actually be? Mold spores …

  • Home Insurance: What You Need to Know About Fire Safety & Fire Insurance

    For More Articles on Home Insurance, Visit Our Home Insurance Resource Center. In 2011, fire departments in the United States responded to 370,000 fires in the home. These fires resulted in more than 2,500 civilian deaths and nearly 14,000 civilian injuries, with almost $7 billion in direct property damage and an incalculable amount of personal …

  • Will Your Home’s Location Affect Your Home Insurance Rates?

    For More Articles on Home Insurance, Visit Our Home Insurance Resource Center. Yes it will. Thank you and goodnight. It should come as no surprise that the cost of homeowners insurance varies. The real secret lies in determining why that is and if there is anything you can do about it. Well, yes there is. …

  • Don’t Get Stuck Paying Outrageous Home Replacement Costs

    For More Articles on Home Insurance, Visit Our Home Insurance Resource Center. You have your homeowner’s insurance policy and you’ve made all the payments on time, but like a lot of policyholders, let’s say you’ve never had an actual claim. If you had to file tomorrow, are you certain you’d have enough coverage to pay …

  • Want to Lower Home Insurance Costs? Do It Yourself

    For More Articles on Home Insurance, Visit Our Home Insurance Resource Center. Insurance can be thought of as the expensive but necessary hassle that ensures you aren’t wiped out by an unfortunate series of events. But for those who feel helpless in the face of rising insurance rates, there are some “do-it-yourself” (DIY) actions you …

  • Renters Insurance: Why It’s Worth It

    For More Articles on Home Insurance, Visit Our Home Insurance Resource Center. Being a renter often means having fewer things to worry about. Got a plumbing issue? Call the landlord to fix it. The refrigerator in your rented house stopped working? Call the owners and have them replace it. But what if your apartment gets …