During the last year or two of my grandmother’s life, I had a very difficult time communicating with her. I would call her every once in a while, but it often felt like she didn’t want to talk to me on the phone. There was a distance there, one that didn’t really exist at any other point in either of our lives.
I wanted to go visit her to figure out what was wrong. I knew that some medical issues were slowing her down, but I didn’t really have any sort of grasp on the other emotional issues she was dealing with, something I didn’t fully understand until she passed away.
Instead, during that final year of her life, I kept thinking about her, but I kept putting off doing anything about it. I’d just tell myself that I’d get around to it someday.
She passed away very suddenly, leaving me feeling guilty and experiencing a big sense of loss. No matter how much I wish for it, I can never get back that chance to have another conversation with her or to see her very expressive face.
It’s so easy to put things off, particularly when they’re not the easiest option.
I could get my finances straight, but the guys are going on a hunting trip. I’ll get around to those finances someday.
I could figure out a savings plan, but the gang is going out for a night on the town. I’ll get around to that savings plan someday.
I could devise a family budget, but Mike and Carol down the street want us to go to the concert with them. I’ll get around to that budget someday.
The problem is that someday often doesn’t come – or, when it does come, the date is far later and the problem is far worse than it once was. The best window of opportunity to do whatever it was you were putting off has begun to close – or it’s closed entirely.
Don’t let that happen to you.
Get your life in order this weekend. Put those fun social plans on hold for a few days and take care of those things that you’ve been putting off.
Some of them are probably financial things. Many of them have little or nothing to do with money. Whatever they are, tackle them now.
No matter where you are in life, right now you have quite a few windows of opportunity open that are going to close in the future. You have your health and your sound mind. The friends and relatives in your life are alive and you can spend time with them.
You have more days ahead of you for compound interest to build up a nest egg than you will on any other day in your life.
Every day you choose to not address those things, the window of opportunity closes a little more. You might not see the difference tomorrow or the day after, but in five years many elements of your life will have changed.
Don’t keep telling yourself that you’ll get around to it someday. Let today be that “someday.”