The Latest

Questions About Ice Scrapers, 529 Changes, Freecycle, and More!

Questions About Ice Scrapers, 529 Changes, Freecycle, and More! What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Money slipping through the cracks 2. Car window ice removal advice 3. Freecycle question 4. Too much …

Categories: Reader Mailbag
seven mile beach

5 Amazing Hotels You Can Book with Starwood Points

Despite what you may have heard, you don’t have to pay for a single hotel stay in order to begin racking up hotel loyalty points. Case in point: With the Starwood Preferred Guest® Credit Card from American Express, you simply need to meet a minimum spending requirement in order to earn a boatload of points. …

Categories: Credit Cards, Travel

Want to Start Your Own Business? Focus on ‘Start’

Wayne Gretzky once said, “You miss 100% of the shots you don’t take.” Thinking about starting a business? The list of things you think you need to figure out before you can start is probably a mile long, isn’t it? Well, good news. You can start talking to potential customers and validating your business idea …

Top Tax Scams to Watch Out for in 2015

Every year, Americans lose untold billions of dollars to a host of tax scams that range from identity theft to return-preparer fraud. While most of these scams can happen at any time, they tend to be most active during tax season, from January through April 15. IRS Commissioner John Koskinen urges taxpayers to “use caution …

Indie Coffee Shop Thrives in the Shadow of the Dunkin’ Empire

I’m at the Coffee Break Cafe in Quincy, Mass., waiting to meet the shop’s co-owner, Jenn Ormond. The line was five deep when I got here, so I figured I’d sit down and wait for the rush to die down before ordering a coffee. That was almost an hour ago, and I’m still waiting for …

Overcoming the Whitewashing of Your Past to Improve Your Financial Decisions

It took me a long time – most of a year, in fact – to come to terms with the fact that I spent most of my early professional life making horrible financial decisions and pretty mediocre career decisions. I wasn’t exactly lacking in evidence in either department, to tell the truth. One only had …

Four Surprisingly Simple Ways to Reduce Stress

Five years ago, I was introduced to the concept of good and bad stress, or eustress and distress. This transformed my outlook on stress. As a busy mom and entrepreneur, I’m well aware of the negative consequences of stress. At one point, I was so overwhelmed that I thought it was completely normal to remain …

Categories: Health, Home and Life

Proposed Changes to 529 Plans Would Dampen Their Appeal

In his State of the Union address Tuesday, President Obama proposed changes to 529 college plans that may force the 7 million families using them to rethink their college financial game plan. Currently, you can make contributions to a 529 plan, invest those funds, and eventually withdraw the earnings tax-free as long as the money is used for …

TurboTax Refund for Deluxe Customers

Taxpayers and investors alike have expressed outrage this tax season over recent changes made by TurboTax. The company’s “Deluxe” package, a popular choice in recent years, has reduced critical features forcing some users to upgrade to a higher-priced package. TurboTax Issues $25 Refund to Deluxe Customers Now, TurboTax is responding to the screw-up by issuing a …

Why Your Budget Needs a Buffer

When my husband and I discovered zero-sum budgeting several years ago, we knew we were onto something. Because of the way zero-sum budgeting works, it required us to account for every dollar we made on paper – to give each dollar a job. For us, that meant scrutinizing every cent of our spending and figuring …