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Chase Slate® Review

Chase Slate® is the best card around to help you pay off credit card debt as quickly as possible, then keep your balance hovering at or near zero with an array of helpful budgeting and payment tools. With Chase Slate®, you’ll receive an introductory balance transfer offer with no balance transfer fee for the first …

Keeping Lifestyle Inflation at Bay

One of the biggest challenges that people face when it comes to personal finance success is lifestyle inflation. It’s a subtle thing that people often just take on without even really noticing or thinking about it, but then it turns out to be a vicious enemy of their financial goals. What Is Lifestyle Inflation? Lifestyle …

Categories: Spending Money
Dictionary entry for debt

Student Loans 101: Vocabulary

Money and college can be confusing. Whether you’re just starting out on your college journey or dealing with student loans from years ago, here is a glossary of helpful terms you may need to know: Accredited: If your college and program is accredited, it means that it has met specific requirements by the U.S. Department of Education. …

Questions about Baby Exhaustion, Data Plans, Goodwill, Costco, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Money discipline with baby exhaustion 2. Never enough 3. Piles of old paperbacks 4. Books for high earners 5. Investing small amounts 6. The $2,000 iPad …

Categories: Reader Mailbag

Saving Money in Your Startup Part 2

So you’re thinking about starting a business. Congrats! Now what? Odds are good that if you’re starting a business, you’re a “solopreneur” — meaning it’s just you, and you’ve got some questions about what to do next. Whether it’s your first startup or you’ve been down this path before, identifying and accessing key resources — both …

Best Home Warranty Company for 2014

If you’re considering a home warranty to help protect you from costly home repairs, there are several companies that want your business. Unlike the big insurance companies that provide home, life, and auto policies, home warranty companies aren’t household names. For that reason, you may feel like you’re starting from square one in your search. …

Insurance Ads: Trick or Treat?

Remember that ad…? Of course you do, because even when you think advertising isn’t having an effect on you, it is. The fact that you remember the Taco Bell Chihuahua or the Old Spice guy is proof that television ads, at the very least, take up some space in your memory. Making a brand or …

Categories: Insurance

Nine Strategies for Cultivating a Mindset of Financial Independence

As I’ve stated many times, Sarah and I have a central goal of financial independence at the earliest possible age. Financial independence, to us, means that the requirement of money in exchange for our work becomes entirely optional, leaving us to choose options for our work based entirely on our own skills and personal joy. …

Best Free Credit Report Site of 2014

Credit is a very important part of your adult life, yet it’s often neglected by any school curriculum while you’re learning the ins and outs of life. Every U.S. citizen who needs to be extended a line of credit, obtain a job, have a cell phone, and/or rent a dwelling needs to stay on top …

Student Loan Forgiveness Series: Volunteering

Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in the article, 15 Ways To Deal with Student Loan Debt, the average college graduate owes a whopping $40,000 after graduation, but almost 19% owes $50,000 and above and 5.6% owes over $100,000. That’s not the best way to start your financial future. Maybe in college …

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