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Sometimes

Most of the time, I have my financial house in pretty good shape. I follow my well-planned grocery list at the grocery store. I don’t spend much money on stuff I don’t need. I keep us on track with our family’s budget. I don’t spoil my children with expensive stuff or experiences. I save plenty …

Categories: Getting Started

Eight Tips to Make Credit Cards Work for You, Not Against You

A credit card can be a valuable tool if you know how to use it properly. Likewise, using credit cards irresponsibly can lead to a world of hurt. If you need an example of how badly things can go, look no further than your neighbors, friends, and relatives. According to the most recent statistics, the …

Three Questions

Ask yourself these three questions, right now. If you died right now, in your final moments, what would upset you that you hadn’t taken care of? If you knew you had only one more day to live, what would you do with that day? Why aren’t you taking care of those things right now? I …

How to Save Money: 100 Great Tips to Get You Started

No matter where you are on your financial journey, you need to know that it’s possible for anyone to turn their financial life around. Sometimes all it takes is that first step in the right direction to get things moving in your favor. But, as with most things, sometimes that very first step is the …

Is Time Economy a Good Justification for Wasting Money?

The other day, I had a great conversation with a reader who wrote in to discuss why I advocate the value of maintaining your stuff, cooking at home, and other such things that require some effort but save significant money in the long run. His argument primarily revolved around the idea of time economy or …

Our Favorite Best Buy Deals

Shopping for electronics and appliances is quite an undertaking. For starters, they can be incredibly expensive. And with so many competing companies and similar models, it’s hard to ever be sure that you’re making the right purchase. Best Buy, one of the leading consumer electronics companies in the United States, prides itself on being a …

How We Decided an Expensive Child Care Center Wasn’t Worth It

I live in Indiana, and in the Midwest, almost everything is cheap – including daycare. According to Pew Research Center, the average cost for full-time infant care in Indiana is somewhere between $6,000 and $8,999 a year. Compare that to $14,939 in New York or more than $16,000 in Massachusetts. Still, averages mean nothing when you’re …

Categories: Family, Home and Life

The Value Line: Building More Skills for a Better Life

My father was always a “jack of all trades” kind of guy. He was an absolute stellar gardener. He was a very good small-scale commercial fisherman, able to catch hundreds of pounds of fish in a single day. He held down a fairly technical job at a factory that involved computer operation and diagnosing problems …

Questions About YouTube, Negative Families, Moving Out, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Family negative about financial goals 2. Free MBA 3. Feeling pressure regarding inheritance 4. Old financial magazines 5. Box wine tip 6. Buy it for life: …

Categories: Reader Mailbag

40 Ways to Save Money on Monthly Expenses

One of the biggest challenges in personal finance is figuring out ways to spend less money — and one of the best ways to accomplish that is to cut down on your monthly expenses. Even though some of our regular bills might seem small and insignificant on their own, their cumulative effect can be enormous …

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