The Latest

Decrypting Bitcoin

I wanted to begin this post by asking the “biggest” question about Bitcoin. But the truth is, there are dozens of enormous questions about the digital currency: Can I touch it? How safe is it? Where do you get it? How do I protect it? Should I buy some and use it, or keep some …

Questions on Misers, Trailer Parks, Used Bookstores, Brain Training, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Frugal versus miserly 2. Underwater on car 3. Trailer parks 4. Clearing out leftovers with kids 5. Leftover transportation advice 6. When should we merge finances? …

Categories: Reader Mailbag

Saving Money in Your Startup — Part 3

If you’ve been following along with this series, you’ve already thought about where to locate your business, the cost of living in your city, where to set up your home office or workplace, how expensive coffee shops are, how to legally set up your business entity, the business model canvas and lean startup methodologies, DIY …

Mariah Carey performs live on 'Good Morning America'

Yup, You Can Insure That!

Insurance is a gambler’s game, and it always has been. From the earliest days of human civilization there have been those who have been willing to gamble on the outcomes of other people’s efforts. A wealthy person would pay mercenaries to escort a shipment of grain produced by a tenant farmer in exchange for a portion …

Categories: Insurance

10 College Degrees That Could Pay Off in 2015

Recent news about the rising costs of college has been nothing short of dark and dreary. By all accounts, the price tag of higher education has been skyrocketing — and student bank accounts simply cannot keep up. Government data show that college costs for the 2011–12 academic year were approximately $14,300 at public institutions and …

Categories: Careers, Education, Loans

29 Affordable DIY Projects That Take Less Than a Week

Time is limited, funds are tight, but you desperately want to make over a few elements of your humble abode’s exterior and interior. Are there any feasible solutions? Definitely, but the most ideal option is to put on your “handyman” cap and perform the tasks on your own. But, let me warn you in advance: …

Our Family’s Eight Favorite Slow Cooker Recipes

Two to three nights a week, our family has a dinner that’s served directly out of a slow cooker. It’s something that either Sarah or I assembled in the morning before the daily rush began and it’s ready to eat when our family is gathered for dinner. This has a bunch of advantages. One, it …

Categories: Frugality, Meals

The Ultimate Guide to Getting Free Kid’s Clothes

In 2009, I had my first child, a girl I named Lydia Rose. She was beautiful and dainty just like a baby doll, and I loved dressing her up in cute little outfits and taking all kinds of pictures. Unfortunately, those first few years turned out to be expensive. Since I wasn’t all that frugal …

Student Loan Forgiveness: Jobs That Pay Off Your Debt

Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in 15 Ways To Deal with Student Loan Debt, the average student owes a whopping $40,000 after graduation — but almost one in five students owes $50,000 or more, and 5.6 percent owe over $100,000. Maybe you worked hard to save money in college, diligently keeping your …

What Can YOU Control?

The events of our lives are made up of a mixture of elements that are out of our control and elements that we have control over. It’s the relationship between those two elements that has a lot to do with personal finance and career and personal success. I think my own experience provides a wonderful …