seasonings

One of the earliest posts on The Simple Dollar was centered around a trip to the grocery store that I took with my then-one year old son. The focus of the post was on comparing prices on various items and using the actual cost per serving to decide what to buy, as well as making sure you were actually looking at all the options. Here, take a look. When I look at that post, other than being struck by the …

Continue Reading

A few months ago, I spent some time reading about people who are essentially “digital nomads,” meaning that they live their lives with a very small number of possessions and essentially work anywhere they happen to be. I started down this rabbit hole by reading this article by James Altucher about minimalism, which started with this: “I have one bag of clothes, one backpack with a computer, iPad, and phone. I have zero other possessions.” Essentially, Altucher lives out of …

Continue Reading

For the next few weeks, we’re going to talk about some smart strategies for using leftover staple foods – things like rice, beans, pasta, and so on. Here’s what you do when you cook a bit too much and don’t know what to do with the rest! Personally, beans are my number one staple food. I love so many different kinds of foods that utilize beans, from 13 bean soup to bean burritos, from lentil casserole to “chili.” Beans go so …

Continue Reading

When you carry a balance on your credit card month after month, interest payments can make it seem like you’re trying to climb out of a hole using a shovel. You need a different kind of tool to get your credit moving in the right direction. Used correctly, a balance transfer credit card can do a great deal to help you reduce credit card debt. For example, a balance transfer card with 0% introductory APR lets you avoid interest and …

Continue Reading

Summertime is perfect for packing up the family and hitting the open road. And whether you want to camp or simply travel in style, renting an RV (recreational vehicle) adds features to a vacation that you just can’t get anywhere else. Like a portable “tiny house,” most RVs feature ample room for sleeping, full or partial kitchens, and space for games and fun. If you’re going to traverse the country, doing so in an RV is a lot more comfortable than, say, cramming …

Continue Reading

One of the most popular articles I’ve ever written, at least as judged by the reader feedback I’ve received, is Holiday Gift Ideas for the Frugal People in Your Life, which featured a list of somewhat generalized gift ideas for frugal people that they have to buy gifts for. Obviously, the list wasn’t so much intended for frugal people, but for people who have to buy gifts for frugal people, and my intent was to write it as a frugal …

Continue Reading

Drowning underneath a pile of expensive credit card debt? Don’t have the cash to write a big check to pay it off? Are the maxed-out cards killing your FICO and VantageScore credit scores? If so, you’re certainly not alone. Nationally, total credit card debt climbed to over $1 trillion last year, according to the Nilson Report. It’s no secret that excessive credit card debt often foreshadows serious financial problems. In fact, if you currently owe more on your credit cards …

Continue Reading

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Picking right target retirement fund 2. Teaching yourself a new skill 3. Giving away money after death 4. Thoughts on Massdrop 5. Overcoming frugality boredom 6. How to negotiate overdue bills 7. Going out of business sales? 8. Cold brew coffee questions 9. Awkward workplace conversations and dynamic …

Continue Reading

In an ideal world, you’d always have enough money to put toward all of your goals without making any sacrifices or compromises. But that’s not usually the reality. Most of the time you’re working with a limited amount of money, trying to decide whether you should be putting it toward this goal or that goal. For example, you may know that building an emergency fund is an important part of creating financial security. You may also know that it’s important …

Continue Reading

Imagine you’re getting ready to close on your first home. You receive the closing paperwork and take special care to ensure all the details are correct. But, on the way to the bank, something funny happens – you receive alternate instructions on where to transfer your down payment. You call your realtor and title company to confirm these details, but never hear back from the title company. You do talk to your realtor, but she doesn’t set off any alarms. Running out …

Continue Reading

Our Featured Contributors