house with for sale sign out front - real estate

With spring in full swing and summer on its way, people are busy sprucing up their home’s outdoor areas. Perhaps you’ve cleaned out your garage, laid down some mulch, or attempted to repair winter damage to your lawn. Whatever hard work you’ve done, you’ll soon be able to enjoy the fruits of your labor – that is, if you can ignore what your neighbors are up to. According to Housingwire Magazine, 40% of all U.S. home sales take place during May, …

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When I was a kid, my parents had a few relatives and friends that were pretty big spenders. I had a cousin who always had the latest everything – if a new hot video game had just come out, you could rest assured that he had it. There was a friend of my father who collected trading cards and had a collection that blew away my own meager stacks. One particular friend seemed to always be driving a new car. …

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Hey, frequent travelers! If you’re hitting the road (or the sky or sea) without a travel rewards credit card, you’re missing out. The top airline credit cards of 2017 boast massive signup bonuses, plus travel-ready perks and attractive rewards rates that make it easy to earn free trips — and travel in style. Airline cards are a good choice if you fly frequently with a particular airline. But this year, our top pick for most people is actually the . …

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Ever since the passage of the Patient Protection and Affordable Care Act (PPACA), Americans have shown a renewed interest in health savings accounts, or HSAs. These versatile, tax-advantaged savings accounts were created for individuals and families with high-deductible health plans (HDHPs) with the goal of helping them save money to cover their own medical bills. If your health plan helps you qualify for an HSA, you gain several important benefits. For starters, the money you invest in an health savings …

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Sometimes, the simplest questions are just perfect. How do people even use credit cards without messing everything up? A reader we’ll call Jean sent that to me at the start of a question for the reader mailbag. Afterwards, Jean offered up a pretty typical story of credit card use: relying on it for purchases, gently inflating one’s lifestyle, losing track of what’s actually going onto the card, and suddenly facing big bills. Jean isn’t alone. In America, 38.1% of households …

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You work hard to maintain good credit scores, but the truth is that even one seemingly innocent mistake has the potential to undo your efforts. Credit mistakes like late payments, collection accounts, or maxing out your credit cards can quickly turn your previously impressive credit scores into something much less attractive. That means higher interest rates on future loans, which can add up to thousands of extra dollars paid in interest. Closing old credit card accounts is another credit blunder …

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What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Dealing with housing boom 2. Binge watch television with library 3. Soap flakes? 4. Very long life planning? 5. Cord cutting and TV room 6. Thermos and food safety 7. Bar or liquid soap 8. Unwanted gift cards 9. Where do I shop? 10. Old 401(k) 11. Fidget …

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The retirement savings landscape has changed a lot over the past few decades. It used to be that if you held a steady job for most of your adult life, you could count on receiving a pension in retirement that provided a consistent monthly income based on the number of years you worked and the salary you earned. But that kind of security is rare these days. According to the U.S. Bureau of Labor Statistics, the percentage of private industry …

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It’s hard to predict what the future will look like. Back in the 1960s, many people thought we were headed toward a Jetsons-inspired future full of flying cars and robot housekeepers. Yet, here we are, still ground-bound in our vehicles and without the option of conversing with an endearing robot helper (naming and talking to your Roomba vacuum doesn’t count). We work as much as ever, and Siri is as likely to mishear you as she is to give you helpful information. Maybe …

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It’s not a secret to long time readers of The Simple Dollar that meditation is one of my daily practices. I spend at least 10 minutes each morning meditating, usually by simply focusing on my breathing. I often meditate for another 10 minutes later in the day, as well. The benefits of this practice, in terms of achieving my financial, professional, and personal goals, have been profound, enough so that I want to discuss my own practice at length and try …

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