kids splashing in sprinkler on a hot summer day

Over the last week or so, summer has come into full bloom in our area, with most days featuring temperatures well into the 90s (F) with quite a bit of humidity in the air as well. After many months of cool weather, the change is quite a shock to the system, making it uncomfortable to go outside and do much of anything during the peak of the day and even making evenings and nights quite warm and toasty. One perfect …

Continue Reading

Between the so-called money experts, your family members, and your friends, you’ve probably endured your share of outdated financial advice and plain old media hype. One person says penny stocks are H-O-T, while others insist they’re an absolute outrage. Your neighborhood real estate agent says the area is a buyer’s market, while the local news tells the story of a bubble that’s about to burst. It can be hard to know whose advice to trust. But if you cut through the noise, you’ll find …

Continue Reading

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Budgeting app for cash economy 2. Salary and union difficulties 3. Renting or selling old house 4. Skilled nursing care 5. Handling huge increase in income 6. Investment companies besides Vanguard 7. Umbrella insurance question 8. Am I saving enough? 9. Starting medical claims billing business 10. Offering …

Continue Reading

We Americans love our coffee. About two-thirds of adults in the U.S. drink coffee every day, according to a recent Gallup poll, with the average coffee drinker consuming about three cups per day. But here at The Simple Dollar, we also love to find ways to save money. Cutting back on coffee is an oft-discussed tactic that can put a lot of money back in your pocket — especially if you regularly buy it at a coffee shop or convenience store. And while you can also save …

Continue Reading

It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent. -Charlie Munger You don’t have to be incredibly smart to be a good investor. The steps you need to take to invest well are actually fairly simple. In fact, one of the most powerful things you can do to get ahead is simply avoid making big mistakes. Good investing is less about making great investments …

Continue Reading

Every year or two since I started The Simple Dollar, I’ve sat down and reviewed the wide variety of tools – both electronic and otherwise – that I use to manage my financial, professional, and personal life. These are the things that I use every single day – or nearly every single day – in order to keep track of our financial state, of the endless things that I need to do, of the ideas I have, of the appointments …

Continue Reading

The internet has transformed the way many of us shop and stock our homes with food and other supplies (just ask any brick-and-mortar small business owner). Where we once drove from store to store or even town to town to pick up essentials for daily living, we can now order what we need online at any time of the day or night, while sitting in bed, and with the click of a mouse. Obviously, the impact of Amazon.com over the …

Continue Reading

Sarah and I have three children, and as a result, summer vacation means many weeks in which the children are at home. Given our district’s calendar, that means about eleven weeks in a row without school, which gives us a lot of empty days full of countless possibilities. The drawback, of course, is that many of those possibilities can be very expensive. Things like summer camps, trips to museums and zoos, vacations, and the like add up to a pretty …

Continue Reading
Written by

Some days, I wake up and I absolutely don’t feel like working or doing much of anything. I feel like curling up in a ball and staying in bed for a while longer, or maybe even all day. It doesn’t happen real often, but when it does, it can hit me like a sledgehammer. I wake up feeling terrible. There are a lot of reasons for that feeling, of course. Maybe I have a minor cold or a gastrointestinal issue. …

Continue Reading

My four-year-old daughter has been playing nonstop with a Little People barn for the past week. Now, if you have a young child, you know the fleeting miracle that is a completely-engaging toy. It adds hours of delight to both of your lives, but usually only lasts a few days in the wake of a birthday or other special occasion. But this toy is old. We’ve had it since she was a baby, and she stopped playing with it well over a year …

Continue Reading

Our Featured Contributors

Simple Share Buttons
Simple Share Buttons