The Latest

Some Thoughts on Extreme Cheapskates

Extreme Cheapskates is a “reality” television series that airs on TLC that just entered its third season. Over the last two years, the show has launched a new season in October and, as with the previous two Octobers, I’ve been asked a few questions about my take on the show. First of all, I’m not …

Flooded New Jersey street

Protecting Your Business From Natural Disasters

Running a business is fraught with challenges that must be addressed on a daily basis, ranging from personnel and payroll to competition and cash flow. Most business owners recognize the need to insulate themselves from risks, both internal and external. After all, hazards abound, whether they’re the result of honest errors on the part of the business or …

Best Gas Credit Cards of 2014

The best gas credit cards enable you to take advantage of high reward rates on inevitable spending. With more than 200 million licensed drivers in the U.S. traveling on average over 13,000 miles a year, there are a lot of rewards that are going unrecognized and unredeemed. The best credit cards for gas are actually …

College Internship Guide

College is tough. You’re applying for scholarships, dealing with student loan debt, taking tough courses, and all while worrying about the end game – getting a job after graduation. An internship is one of the best things you can do to help with your job quest. If it’s new to you, an internship is a …

Nine Financial Questions to Discuss When Your First Child Is on the Way

In February 2005, Sarah and I were handed a completely unexpected piece of information. Sarah was pregnant and our first child was going to arrive late in the year. It was a life-changing moment. Sarah and I had several months to prepare, of course. Unfortunately, since we weren’t in the best financial shape at the …

Categories: Family

Are You Guilty of Financial Infidelity?

Finances and cheating are amount the most common reasons for divorce. And what happens when you merge the two? You get a case of financial infidelity, but there’s a twist: a third party doesn’t have to be present to cause a problem. In a nutshell, it’s the practice of concealing assets, debt obligations or conducting …

Categories: Family, Home and Life

How to Find the Best CD Rates in 2014

If you’re frustrated with the low interest rates of savings accounts but wary of high-risk investment strategies, Certificates of Deposit (CDs) might be your ideal middle ground. Your money will be safe and you’ll receive a better return than a savings account would offer, though the best CD rates largely depend on how long you’re …

Questions on Golf, Price Books, Magazines, Cast Iron, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Tracking grocery expenses 2. Price book advice 3. Letting go of old business 4. Credit cards and international travel 5. Compromise and financial goals 6. Enameled …

Categories: Reader Mailbag

Cash Flow vs. Capital Gains Investing: The Two Investing Paths

Ever wondered what it takes to become a successful long term investor? You don’t necessarily need to have deep macro knowledge about international trends, or a gambler’s mentality. No, long term investing really comes down to your investment principles, and having the courage to stick to them. In the investment world, there are two basic …

Small Business Insurance Basics

There are about 45 million businesses in the United States of which more than 99 percent are considered small businesses. More than 40 million of those small businesses have fewer than 20 employees. All businesses, small and large share a common need for protection against the unexpected, and small business insurance satisfies that need. Unlike, …