shopping at a thrift store

One of the most powerful methods I use to come up with ideas for articles for The Simple Dollar is to just browse endless personal finance forums to see what people are talking about. What things seem to concern a lot of people? What sorts of insightful questions are being asked? If I see something interesting, I copy and paste it into an “idea book.” I look at those ideas all the time. They often fill my thoughts and give …

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Doing Your Own Thing

May 12 2016

Back when I was in college, there was a great gymnasium about a quarter of a mile from my dormitory. I would walk over there three or four times a week to exercise. I used to enjoy low-intensity weightlifting and I also often walked on the stair-climbing machines. I used to always try to go there during less crowded times, but it seemed like there were always people there. What I really didn’t like, though, was when I’d already be …

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When my husband grew tired of his mortuary job in 2013, I wasn’t all that surprised. After all, working as a mortician means working in one of the most stressful and consuming jobs on the planet. With constant days and evenings on call, a work schedule that frequently includes holidays and weekends, and the stress that comes with caring for grieving families, it’s enough to send almost anyone over the edge. In fact, the stress of the funeral industry is one …

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Almost everyone has an idealized picture of who they’d like to be. It’s a picture that they measure up to in some ways and fall short of in others, and thus it becomes part of a personal dream to find ways to measure up in those areas that are lacking. I have personal goals and entrepreneurial goals and hobby goals, all of which lead me to being the person I want to be. I want to change some aspects of …

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Do you like scavenger hunts and getting to the bottom of a mystery? Are you good at Googling? Can you tell the difference between a reputable source and the fringe websites your aunt forwards emails from? You might make a good researcher. Better yet, you might be able to get paid for that insatiable curiosity. We’re always on the lookout for new side hustles and ways to make money — especially legitimate work-from-home gigs — which is why a new research service called Wonder caught our …

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What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Damaged home and credit 2. Is Uber a full-time job? 3. UTMA account question 4. HSA without employer 5. mySmartPay Wealth Solution 6. Insurance and mold problems 7. Home equity line of credit 8. Payments on infrequently used vehicle 9. Bucket to flush the toilet? 10. Purchasing home …

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While the cost of living keeps going up, most wages have remained fairly stagnant, confirms a 2015 report from the Bureau of Labor Statistics. The report, which analyzed American’s wage pattern from 2007 to 2014, shared that the bottom 80 percent of workers had stagnant or declining hourly wages over that seven-year period while the bottom 88 percent of workers saw total compensation and wages drop. And we wonder why frustration over wages and equality is at an all-time high. …

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Beyond the relative safety of college sits the stressful and sometimes messy world of adulthood. Where responsibilities were once limited to attending class, studying, showing up to a part-time job, and getting through each day, young people thrust in this new world are often overwhelmed with their new obligations. College dorms and shared apartments get traded in for upgraded digs with higher rents. Meanwhile, your cozy college attire gets the boot, too; where you once wore whatever you wanted, you …

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Most of the time, when people post memes and images on Facebook, they’re pretty dull and forgettable. Every once in a while, though, I’ll see something that really makes me think. The other day, a friend of mine posted such a memorable item. It was simple, really. “Name five things that changed your life.” I loved reading the answers that many of my friends posted and, when I decided to post my own, I actually found myself thinking about it …

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No matter how careful we are about spending and saving our money, the truth is that all of us spend some significant portion of our income on a mix of things we need and things we don’t. Some of those things are consumed, like food and water and gasoline and experiences, for instance – and you’re left with nothing but the memories afterwards. Other things are not – our car, our home, our hobby items, and so on. You continue …

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