disheveled man working on computer - lying on resume

A year and a half ago, I was presented with the enviable opportunity to leave my job and start working for a company remotely. At the time, I was sick of commuting through Los Angeles traffic, and relished the opportunity to work from my apartment without anyone looking over my shoulder. I figured I’d get double the work done in half the time. No more inefficient, pointless meetings! No more commute! I thought I’d be living the dream. Maybe I’d even …

Continue Reading

Social Security disability benefits can provide for your family when an injury, illness, or disability prevents you from working and earning an income. Applying for these benefits is often seen as a cumbersome process, however, requiring several steps, a slew of complicated paperwork, and even in-person hearings. This guide will explain how Social Security disability benefits work while helping you determine whether your disability, illness, or chronic condition is enough to qualify. We’ll walk you through each step of the process, …

Continue Reading

Recently, I spent a large portion of a day with an acquaintance who left his television on all of the time, tuned almost exclusively to a cable news channel. This channel often seemed to grab his attention, even in the midst of conversation with me. I don’t watch cable news at all, so I watched it for a while along with him, and I couldn’t help but notice a few things. First of all, a lot of the stories seemed …

Continue Reading

The two most popular credit scoring brands, FICO and VantageScore, both feature a current credit score range of 300 to 850. It’s common knowledge that the higher your credit score, the better. Yet, if you are like most consumers, you probably wonder what score you need to qualify for the best interest rates and the best terms on a mortgage or car loan. So where is that threshold? Is a 700 credit score the magic number? Or is the target …

Continue Reading

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Poorest person at work 2. Getting angry over money issues 3. Regretted purchases 4. Mattress buying advice 5. Warehouse club versus regular grocer? 6. Term or whole life insurance? 7. Flying or driving with toddlers 8. Cheap Netflix device? 9. 6% interest on savings? 10. Convincing wife of …

Continue Reading

When my husband and I sat down to create a zero-sum budget for December, we did what we always do at the end of the year – we created a list of year-end financial moves to consider, and looked back on our progress. On top of those tasks, we came up with a few money goals for 2017. Our goals next year aren’t that exciting, but more a continuation of what we worked on this year. In 2017, we plan to …

Continue Reading

A few weeks ago, I answered a mailbag question from Jim, who wanted to know how I use Evernote. I gave him an answer that almost stretched into something that needed to become its own article, but instead I cut it short and asked for readers to contact me if they wanted a full article about my uses for Evernote. Over the next few days, several readers contacted me requesting the article (and more than a few swapped some Evernote …

Continue Reading

Over the course of a few hours, you’ve gone from regular middle-class schmuck to millionaire. How? Despite shark-attack odds, you purchased a winning lottery ticket worth millions of dollars. Step one to not mucking this up is to sign the back of your lottery ticket, like now. If you should drop it or lose it without your name slapped on the back, it would be far too easy for someone else to claim your jackpot as their own. What goes down …

Continue Reading

Here’s a little exercise for you to try out. Take out your latest credit card bill from your most frequently used credit card. Print it out if it’s an electronic bill; otherwise, just grab a pen and put the bill on the table in front of you. Now, go through each item and ask yourself a couple of simple questions about each one. “Was this thing a necessary purchase?” If it is, put a little + beside that item on …

Continue Reading

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we took a serious look at the steps that you should take to put yourself in position for a promotion at work. Today, we’re going to to take a look at building a game plan for moving yourself from your current job to a new one. Why would you make that …

Continue Reading

Our Featured Contributors

Simple Share Buttons
Simple Share Buttons