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Common Money Mistakes College Students Make

College is an exciting time of new experiences, learning, and figuring out the rest of your life. Unfortunately, many of the mistakes we make in college can shape our future more than we might realize. If you rack up student loan debt or credit card debt, you’ll be dealing with student loans and other poor money decisions for …

Categories: Education, Loans, Money

Life Insurance for Your Business: The Basics

Businesses of every size and type operate on a risk-reward basis. Risks are everywhere, from investing in new equipment in hopes of earning new business, to hiring a new employee on the strength of a resume and a 30-minute interview. However, any good businessperson will also agree that thoroughly considered risks are not only necessary, but the …

Questions about Winter Clothes, Cheap Gas, Old Freezer Items, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Life insurance question 2. Buying gas when it’s cheap 3. Old deep freezer items 4. Keeping old financial documents 5. Debt repayment struggles 6. Buy it …

Categories: Reader Mailbag

12 Budget-Friendly Steps to a Home Office Makeover

A home office is supposed to be a pleasant — maybe even ideal — place to work. But for many, it feels like a cave with four walls that appear to be sinking in more and more each day. And if you’re a time-challenged and financially strapped entrepreneur, chances are you’ve thrown in the towel and decided to …

Betterment Review

As I explained last week, I’m on a quest to find the best retirement plan to roll over my old 401(k). I’m going to conduct the most thorough research I can — publicly — and then put my money where my mouth is, literally rolling over my old 401(k), worth approximately $85,000, into the best …

Creating Motivation and Discipline for Change

As I mentioned in yesterday’s article, I’m currently rethinking my plans for how I save up for large personal “fun” expenses. My first trial run with this is saving for a trip with friends next August. What I’ve decided to do is use this trip as a motivating “carrot” to strongly push myself to get …

Categories: Getting Started

Confronting Your Worst Money Fears

A tornado sweeps through your town and leaves nothing but death and destruction in its wake. An electrical fire burns your house and everything in it to the ground. A hacker steals your identity and runs up tens of thousands of dollars in debt before you realize what’s happened. Or, a distracted driver gets into a severe, life-changing accident …

What’s Your Money Mind Type?

Excerpted from “Creating Money, Creating Meaning” by Orna Ross A core understanding in “Creating Money, Creating Meaning” is that how you do money is how you do life. Your bank statement is the most accurate statement you have of your real, lived values (as opposed to those you talk about). If money is making you unhappy …

Best Email Marketing Services for 2014

As we continue to explore the best solutions for small business today, we’ll focus on email marketing services. Make sure you visit Saving Money in Your Startup – Part 4, where Joe discusses the four basic steps to setting up your business’s email marketing. Email marketing services are vital for managing and interacting with your …

Balancing Spending, Saving, and Social Situations

Each year, I go to Gencon (a convention in Indianapolis held every August) with a fairy large and ever-shifting group of guys ranging in age from early twenties and still in college to mid-forties and in full career mode. Some are married with children, while others are married without kids and still others are single. …

Categories: Shopping