The Latest

Can Cash-Back Rewards Beat Your Savings Account?

Are you tired of earning less than 1% on your savings? You’re not alone. With interest rates hovering near record lows for the past few years, the average savings account in the U.S. is currently bringing in around 0.17% APY, according to GoBankingRate data. In other words, most people are earning next to nothing on their liquid savings. And you …

Man and woman using smartphones at restaurant

This One Move Can Save You $1,000 a Year

It lets you shop endlessly on eBay. It keeps you tuned into the latest water-cooler gossip on Facebook. It allows you to follow photo stories of people — some you know, some you don’t — on Instagram. You can watch endless videos while waiting for the train. Access your email everywhere you go, and an entire music library right …

The Best Home Insurance for 2015

If you’re looking for the best home insurance in 2015, there are plenty of national and local insurance companies that will want your business. However, it’s hard to decide which company to pick with so many choices. Companies like Amica Mutual stand out in customer surveys, but they aren’t available everywhere. The best way to …

Categories: Insurance

Best Online Stock Trading Brokers for 2015

I’ve had an online stock trading account since I was 13 years old and I’ve used at least a dozen of the best online stock trading platforms. I’ve gained a few “learning experiences” from managing my own account and working as a proprietary day trader in Chicago for several years. There are over 50 online …

12 Money-Saving Food Strategies My Family Uses

Over the years, our family has steadily built up a number of little “food hacks” that we use to save money and time when buying food and preparing meals at home. Often, we don’t even really think about them, but sometimes, when we step back and look at our meal patterns, we see lots of …

Here’s Why Being Frugal Gets Easier Over Time

Becoming frugal is a difficult change to make, especially if you’re trying to cut down on deep-rooted spending habits. Some people are born into frugal families and grow up learning about money management, delayed gratification, and investing wisely. Other people have to learn frugality on their own, whether they became inspired by a financial expert …

Categories: Frugality

How to Find the Best Free Checking Account in 2015

The Internet has equipped banks with the ability to offer a free checking account online to almost anyone who qualifies. Fortunately, the government mandates that a checking account can’t be marketed as “free” if the consumer could potentially be charged a maintenance or activity fee. So what does “free” actually entail? The term “free” is …

Categories: Banking, Saving Money

Five Money Moves No One Should Ever Make… Ever

Donald Trump is famous for much more than his popular television show and confusing hairstyle; he’s also famous for being very, very rich. Of course, he wasn’t always as rich as he is now, and his businesses have even filed for bankruptcy a handful of times. Still, most people would say he knows a thing …

Categories: Getting Started, Money

Questions About Bed Sheets, Used CDs, Health Insurance, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five-word summaries. Click on the number to jump straight down to the question. 1. Health insurance and job switching 2. Hosting guests at home? 3. Balancing retirement and college savings 4. Wonderful money free weekends! 5. Time to become a homeowner? …

Categories: Reader Mailbag

More Than One Kid? How to Save for College

A reader named Autumn asks a good question: “Hi, I need some advice… My sweet newborn was given a little over $1,000 from our family for his higher education. I thought about putting it into a 529 plan, but I don’t want this money to be only in his name since we plan to have …

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