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10 Hot Jobs That Don’t Require a College Degree

There is no simple answer to the question, “Is college worth it?” Simply put, there are too many variables to consider. But the debate over higher education — and specifically, the value of a degree — is one that must continue in high schools, homes, and communities all over the country. The return-on-investment, or ROI, of any …

Categories: Careers, Education

A Look at Our Inexpensive Vacation in Wisconsin

Last summer, my family went on a rather expensive family vacation in the southeast United States. As is our family tradition, we try hard to balance out expensive summer vacations with much less expensive ones, so this year we planned out a much less expensive vacation. The centerpiece of our vacation saw us camping for …

The Receipt Cycle: How to Keep Tabs on Your Spending and Tax Deductions All at Once

Back in March, I sat down to file my family’s income taxes, both federal and state. Part of that process is taking a serious look at my expenditures throughout the year and figuring out which ones are actually tax deductible. Now, I have a lot of expenses that are tax deductible. I have computer equipment …

Categories: Getting Started, Taxes

15 Financial Mistakes I’ve Made and the Better Solutions I’ve Figured Out Since Then

I’ve made a lot of financial mistakes over the years – some obvious, some not so much. If I’ve learned anything, though, it’s that the mistakes you make yesterday do not define you today. Every single day is a new day, a day in which you can fix your bad habits and work to right …

Categories: Getting Started

Personal Finance 101: What Is a Cash Advance?

So you need some cash, and you need it quick. What about taking a cash advance from your credit card? Well, unless you really don’t have any other options, it’s not a good idea. We’ll break down the reasons why in this article, then outline alternatives that make a lot more sense when you need …

Categories: Banking, Credit Cards

Build Things That People Want

One of the best parts of building The Simple Dollar came during the periods when I actually took a break from managing the site. I wrote a bunch of material in advance, locked everything down, and essentially took a break from managing the site for a while. During those down periods, the income from the …

How to Avoid Excess Bank Fees

By Peter Miller The world of consumer banking used to be based on the pillars of free checking and equally free toasters, but those days are long gone. Today’s bank statements are likely to be filled with an array of charges and costs, fees that may seem small and unimportant but which together actually bring …

If You Want Different Results, You Have to Try Different Approaches

Albert Einstein is widely credited with saying, “The definition of insanity is doing the same thing over and over again, but expecting different results.” While I don’t view that choice as insane, I do see it as a common trap that most of us fall into during our lives. Why? We’re humans. Human beings are …

Five Things People With Good Credit Have in Common

Good credit can’t be bought or sold; it can only be cultivated over time. And with the right financial moves – and credit strategy – almost anyone can have good credit, plus all of the perks that come with it. Using the FICO scoring model, your credit score can fall anywhere between 300 and 850. …

Questions About Produce, Small Businesses, Market Timing, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Saving for infant daughter 2. Produce is expensive! 3. Starting a small business 4. Market timing 5. Homemade dishwashing detergent 6. Brands becoming awful 7. Actual …

Categories: Reader Mailbag

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