friends pouring glass of wine

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. “Digital nomad” suggestions 2. How much money to quit? 3. Can’t realistically afford college 4. Struggling to cut grocery bill 5. Reciprocating generosity with friends 6. Moving cash in from Canada 7. Refinance car now or later? 8. Overcoming cost of utility hookup 9. Career sputtering out 10. …

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Afraid a healthier lifestyle won’t fit in your budget? Good news: there are many strategies for making nutrition and fitness more affordable. Many of these strategies boil down to having a plan, doing your research, and making small lifestyle changes that can have a big impact down the line. At The Simple Dollar, we believe healthy living doesn’t have to be at odds with living within your means. Keeping a long-term view is the key to making smart financial decisions …

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Several years ago, Sylvia Inks was caught in an uncomfortable dilemma. A childhood friend asked her to be the maid of honor at her wedding, but Inks doubted whether she could – or even should – participate. Just two years out of college herself, Inks felt the marriage was rushed and a bad idea. Her friend’s fiancé had broken up with her at least three times the year before. Plus, something about their relationship just didn’t seem right. But digging deeper, Inks …

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The internet is a treasure trove if you’re looking for travel deals that can help you save on your next trip. Want to travel for free? Numerous websites, including this one, can help you navigate the confusing world of credit card rewards. Want travel packages that include airfare, hotel and a rental car? Try Expedia, Priceline, or Travelocity. Need a cheap hotel tonight? There’s an app for just that purpose. Unfortunately, discount travel deals aren’t always what they’re cracked up to …

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Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. Alice Walker on power “The most common way people give up their power is by thinking they don’t have any.” – Alice Walker You are not powerless. You are never powerless. You control what you think. You control what you feel. You control how you speak …

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You have a dental problem that needs attention, but you’re not sure how to pay for your trip to the dentist. Take a deep breath – it’s okay. There are several ways you can afford quality dental care without putting yourself in a financial tailspin. This guide will help you understand the options you’ll have when budgeting for a dental procedure. We’ll cover expected costs for common procedures. We’ll look at what to do if you don’t have insurance. And …

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Thinking of ditching your glasses and contacts in favor of laser eye surgery? As technology advances, it’s becoming safer, more effective and more available than ever. Nevertheless, in many cases, the procedure still entails a significant cost, which may discourage people who would benefit from seeking treatment. Better eyesight is a worthwhile investment. It’s a life-changing procedure for the cost of an old used car. However, not everyone’s bank account is prepared for purchasing either one. But don’t dismiss the …

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Every year, Americans pay billions of dollars for complementary, alternative and integrative health care — chiropractic adjustments, acupuncture, massage therapy, biofeedback and more. But with very few exceptions, insurance policies typically don’t cover these treatments. Alternative medicine accounts for as much as 11.2% of total out-of-pocket spending on health care. Despite its popularity, insurers tend to view this type of care as untested, experimental or scientifically at odds with mainstream medicine. It’s one of the more glaring disconnects in American …

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“…for better, for worse, for richer, for poorer…” Millions of Americans make those vows each year, but an alarming number of marriages end in divorce. In fact, it’s been estimated that the percentage of marriages ending in divorce could be as high as 40-50%. Of those unfortunate outcomes, a whopping 30% of divorced couples cite financial disagreements as the cause of their union’s demise. We’ve talked a lot about what to do from a financial standpoint before you tie the …

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Noelle writes in: I finally decided to start saving for retirement using the 401k at work. I’m 39 years old. I have been trying to read up on retirement savings choices and it all seems so overwhelming. Even just opening up the 401(k) at work seems overwhelming. Help!? Congratulations. That is the biggest, most important step for your retirement. The choice to have a little less money in your checking account right now in order to have some put aside …

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