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What Do I Need to Open a Bank Account?

If you’re wondering how to open a bank account, take heart: It’s a fairly painless process if you know what you need, what kind of account you want, and what kind of obstacles you could face along the way. And if you’re still on the fence about whether you need a bank account, we’ll tackle …

The Deceptively Tiny Wardrobe: A Clever Method for Saving Money and Time With Clothing While Still Having Plenty to Wear

Over the last few years, I’ve bought almost no new clothes. The only exception I can think of at all is some replacements for my socks and underwear. As clothes have worn out, I’ve simply tossed them in the trash or the rag bag. My goal, in the end, is to have a “deceptively tiny …

Would You Trust Quicken Loans With Your Mortgage?

By Peter Miller There has always been competition in the mortgage industry, but now borrowers increasingly find themselves with a new option: financing from a nonbank. What’s a nonbank, and how do they work? Is it safe to get a mortgage from one? Go back to the 1980s and the mortgage field was largely dominated …

Categories: Housing, Loans

Nine Fantastic and Inexpensive Summer Recipes Using Fresh Seasonal Foods

For me, the best part of summer is the seemingly endless variety of fresh produce. It’s everywhere, from gardens to CSA baskets, from farmers markets to family gardens, from roadside stands to your local grocery store. The variety of produce available this time of the year is out of this world – and the best …

Categories: Frugality, Meals, Shopping

The Best High-Interest Savings Accounts Online

If the low yields on savings accounts at your brick-and-mortar bank have you searching for other options, you’ll be pleased to know there are still plenty of high-interest savings accounts online. While the interest from your savings won’t be funding your retirement, it can still add up, particularly on higher balances. The Simple Dollar has …

Categories: Banking, Technology

Six Simple Changes to Your Grocery Routine That Can Save You a Lot of Money

As I’ve alluded to a few times recently, a Fareway just opened in the small town in which my family lives (for those unfamiliar, Fareway is a discount grocer). The new store is close enough that I can easily walk or bicycle there, as the round trip is just a little over a mile. Prior …

How to Earn Free Money with a Bank Bonus

As Forbes contributor Jeffrey Dorfman wrote earlier this year, there are plenty of reasons for experts to believe the Federal Reserve will keep interest rates low – including our growing national debt and our economy’s reluctance to grow despite years of ultra-low rates. So while interest rates must go up eventually, experts say it could be …

Categories: Banking

Five Ways to Improve Your Credit Score Without a Credit Card

Unless you have enough cash to finance your entire life, you’ll probably need credit at some point. Whether you’ll need to take out a mortgage to buy a house, take out a car loan, or borrow money to start a business, a good credit score – and a positive credit history – are criteria any lender …

Passions, Obsessions, Time, and Money

Recently, I listened to episode #161 of the Pen Addict podcast, which featured a long discussion on the topic of buying with intention. For those unfamiliar with the Pen Addict, it’s a podcast about pens and notebooks, a topic of which I have some degree of interest. The hosts and the guest on that episode …

USDA Loans: Not Just for Farmers

If your income level, credit score, or down payment (or all of the above) are a bit too low for you to qualify for a conventional mortgage, and you don’t insist on living in a major metropolitan area, you might want to look into USDA loans and their eligibility requirements. USDA home loans, which were …

Categories: Housing, Loans, Real Estate

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