The Latest

Having a Money Revelation

I’ve mentioned many times how my first child was a revelation to me when it comes to money issues. It wasn’t that I didn’t know that I should be spending less money, I just never had the internal motivation to make good financial choices. When I realized what I had to gain from turning my …

Categories: Getting Started

How to Save Money When Buying a Car

Many car-buying guides tell you how to save money beforehand – how to research the right car for you, how to negotiate, how to get the best car loan deal – and then they leave you right as you sign your name on the dotted line and walk off the lot, keys in hand. The …

Categories: Automobile

Earning Regular Income from Stock Investing via Dividends

A few days ago, I had the opportunity to sit down with a fellow in his early sixties who has already retired. He had been self-employed his entire life. I told him about The Simple Dollar and I asked him, if he didn’t mind, if he would tell me about how he had invested for …

Reader Mailbag #34

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. As usual, we’ll start things off with …

Categories: Books and Reading

Review: The Encore Effect

Every other Sunday, The Simple Dollar reviews a personal development, personal productivity, or business book of interest. One of my mentors once told me that there’s usually no difference in content between a good job and a great job, but that the spoils go to those who do the great jobs. What’s the difference between …

Brand Preferences and the Two Year Old Child

My son absolutely loves Fruity Cheerios. About a year ago, he had them for breakfast at Grandma’s, and since then, he’s been in love with the little colorful circles. He prefers them to all other breakfast options, requesting Fruity Cheerios no matter what else we’re having. Twice a week or so, we relent, allowing him …

Categories: Family

Should an Entrepreneurial High Schooler Go to College?

Andy writes in (I touched up his grammar just a bit): I’m a high school senior. Over the last two years, I’ve built a very successful lawn care business in my neighborhood that filled up my entire summer this year. I will make about $35K this year and I can make a lot more once …

Categories: Entrepreneurship

Eleven Tactics for a Cheaper Christmas

(Yes, that’s me in the picture.) With the Christmas holidays sneaking up on us, we’re very, very glad we saved ahead for the Christmas season around here. In fact, our Christmas shopping is in full swing and we have several people marked off already. Isn’t that jumping the gun a little? I don’t see it …

Categories: Home and Life

The Intelligent Investor: The Investor and Inflation

This is the third in a weekly series of articles providing a chapter-by-chapter in-depth “book club” reading of Benjamin Graham’s investing classic The Intelligent Investor. Warren Buffett describes this book: “I read the first edition of this book early in 1950, when I was nineteen. I thought then that it was by far the best …

Giving Outside the Box: Generosity on a Limited Budget

Many of us want to give to others. We see others in need and deeply desire to reach out and help them. We want to give to the charities we care about and to other causes. Many people want to give to their church or religious organization as well, using that as a conduit for …