The Latest

Giving Outside the Box: Generosity on a Limited Budget

Many of us want to give to others. We see others in need and deeply desire to reach out and help them. We want to give to the charities we care about and to other causes. Many people want to give to their church or religious organization as well, using that as a conduit for …

Making a Holographic Will

File this one under “interesting, but hopefully I’ll never have to use it.” For a long time, my wife and I discussed making out a will. Who would we leave our children to should something unexpected happen to us? Where would our assets go? After a lot of soul searching and discussion, we figured out …

Categories: Money

Keep Important Stuff from Slipping Through the Cracks

There are many, many days where I feel completely buried in little tasks. Pay the bills. Help my son draw a picture. Make dinner. Write an article. Write another article. Answer correspondence. Do a phone interview. Vacuum the carpet. Do the dishes. Wash the kitchen floor. Do a load of laundry. And on … and …

The Simple Dollar Weekly Roundup: Value of an Hour Edition

Here’s an interesting question: how much would you pay for an extra hour today? That hour could be during work. It could be after work. It could be an extra hour of sleep. An extra hour to do with whatever you like. Now, what would you do during that hour that you bought? Sleep? Work …

Categories: Books and Reading

Go Green and Save Money: 6 Disposable Items to Stop Buying Now

When you go to the grocery store or to the department store, many of the things you buy are disposable – they wind up in the trash. Packages. Plastic wrap. Boxes. Bags. It’s just trash, right? If you look a bit closer, though, you’ll see something else in there. Money. Each time you toss something …

That First Taste of Financial Success

About a month after I hit bottom in terms of my debt, I sent in a large payment on one of my credit cards, a big enough payment to completely eliminate the balance. That money had come from a lot of things: eating very cheaply for a while, selling off a bunch of DVDs and …

Spreading the Frugality Ideavirus

Recently, I was reading Unleashing the Ideavirus, Seth Godin’s excellent book on how ideas get shared among people. The book is available as a free PDF. It’s a little bit dated in terms of specifics, but the ideas are still the same: if you have a compelling idea and share it freely in a compelling …

Categories: Frugality

Reader Mailbag #33

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. As usual, we’ll start things off with …

Categories: Books and Reading

Review: Beyond Paycheck to Paycheck

Every other Sunday, The Simple Dollar reviews a personal finance book. I picked up Beyond Paycheck to Paycheck because of one word: conversation. For the most part, Beyond Paycheck to Paycheck by Michael B. Rubin covers the nuts and bolts of personal finance pretty well. What sets it apart is the method it uses to …

The Other Choice

Whenever you make the choice to spend money on something, you’re actually making other choices as well. I choose to “dress for success” by buying this expensive suit. I also choose to have large credit card bills. I choose to eat out for dinner every night. I also choose to be stuck in a high-paying …