I get some variation on the above email all the time. In fact, I could probably include some variation on this question in every single reader mailbag (yes, I filter the questions a bit as to not get too repetitive). The story is usually the same. A person went to college, often majoring in a field that doesn’t have enormous job possibilities after earning one’s first degree. Usually, they racked up a significant amount of student loan debt. They finished …

Continue Reading

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. My daughter’s enthusiasm for ballet My three year old daughter started with a community ballet program a few weeks ago. Her passion for music and dancing already seems to run quite deep, but I was stunned at her focus, as young as she is. At her first practice, all of the children were asked …

Continue Reading

Stir Fry with Asparagus Recipe Earlier this week, I discussed using grocery flyers to plan meals and mentioned that I’d be using some of the items I discovered there to make this week’s meal. It turned out that my craving for asparagus was just too strong and I wound up using it as the foundation for a stir fry dish. This one turned out really well and I can virtually guarantee I’ll be making it again when our fresh asparagus …

Continue Reading

I want to run for mayor of a large city. I want to publish a series of fantasy novels that appear in every bookstore in the country. I want to pay off the $300,000 in debt that I owe. I want to start a restaurant chain. I want to visit 100 countries by the time I’m 40. I’m a fan of overly audacious goals. Setting a huge goal for yourself can shock you into action and sometimes make you go …

Continue Reading

In today’s reader mailbag, a reader asked me if the questions I get for the mailbag make me depressed because, frankly, many of the stories I hear from readers represent a grim financial story. I told him, quite honestly, that most of the questions actually make me happy. They fill me with hope. I think that answer may have surprised some readers, so I thought I’d elaborate on that idea a bit. I tend to think there are five fundamental …

Continue Reading

Reader Mailbag: Travel

January 20 2011

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Infant car seats 2. Roth and 403(b) questions 3. Paying off mortgage early 4. Managing a pay increase 5. Bonds owned by the deceased 6. Using bonuses 7. Depression and the reader mailbag 8. Paying off credit cards efficiently 9. Paying for nursing care 10. Handling a small debt load I’m …

Continue Reading

The Lifestyle You Want

January 20 2011

For the first time in quite a while, I was watching a live program on television, meaning I couldn’t just skip the commercial breaks if I so chose. As I sat there watching the advertisements, I began to realize something interesting. Almost all of them painted a picture of some sort of idealized lifestyle. I watched a minivan commercial that laid out some sort of idealized version of parenting. I watched a body spray (I think that’s what the product …

Continue Reading

Thanks to many of you who wrote to me expressing well wishes for our infant son. He’s doing much better today. On Monday, he was very lethargic and didn’t want to do anything but cuddle with me. On Tuesday, he acted normal when he wasn’t sleeping, but he slept a lot. Today, he’s acting pretty much normal, except very hungry. He had eaten twice before 7:30 AM. Here are some personal finance articles of interest from around the ‘net. My …

Continue Reading

As I’ve mentioned many times on The Simple Dollar, one of our most frequently-used methods for saving money on food is to simply create a meal plan each week based on the sales found in grocery flyers. I then take that meal plan and prepare a grocery list based on it, which naturally includes many of the sale items found in the flyers. For me, this approach to meal planning was vastly different than the way I once did it …

Continue Reading

Yep, under the kitchen sink. Like a lot of people, the cupboard under our kitchen sink is chock full of all sorts of household items. A few days ago, I was searching for a replacement water filter, as we have an under-the-sink water filtration system and the filter was due to be replaced. While I was digging around under there, I kept pulling out all sorts of different things and, when I finally found the filter (and replaced it), I …

Continue Reading

Our Featured Contributors

Simple Share Buttons
Simple Share Buttons