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Dallas Farmers Market

12 Surprising Ways to Save on Groceries

If you’ve been trying to cut costs to stop living from paycheck to paycheck, the food category was probably one of the first to take a hit. You may have tried slashing your grocery budget to an unrealistic amount and clipping coupons to make ends meet. If this approach is working, kudos to you. But …

Guide to Studying Abroad

Studying abroad is a general term for taking classes toward a college degree in another country. Program choices vary – you can find study abroad opportunities through your own college or through other colleges, organizations, or companies.We’ll take a look at some of the benefits and drawbacks, the costs (and how to keep them down), and …

Categories: Education, Travel

Best Debt Settlement Companies for 2014

If you’re drowning in debt you’re unable to pay, you may be confused by the sea of options available to you, including debt settlement. Debt settlement is when a company negotiates with your creditors on your behalf to reduce the amount you’ll pay. The rest of the debt is typically forgiven. It sounds like a …

20 Financial ‘Rules’ I Hope to Instill in My Children

I relish being a parent. For me, it is deeply satisfying to see children develop from infancy to toddlerhood to childhood and onward through the teen years and into adulthood. I love having conversations with them as they figure out their own morality and sense of right and wrong. I love watching their faces as …

Categories: Family, Getting Started

How to Finance Your Startup

While frugality, bootstrapping, and living off ramen noodles can extend your runway — the amount of time you can keep the lights on at your business before running out of money — most startups will run into a cash crunch at some time or want to accelerate their growth. Today we’ll explore some of the financing …

Categories: Loans, Small Business

How to Handle Debt in Collections and Pay Less Than You Owe

Debt collectors often make an already stressful situation — feeling stalked by past debts — a lot worse if you give them the chance. They can be merciless, overbearing, and sometimes downright abusive when it comes to interacting with you about your financial history. But you have rights, and you have options! Before hurriedly sending off a …

The Pajama Principle

Most of the time, when I’m sitting in my home office writing something, I’m either wearing pajamas – usually an old tee shirt and a pair of sweat pants – or an old tee shirt and ragged, comfortable blue jeans. I’m not worried about appearances. I’m not worried about anything, honestly, other than personal comfort. …

Categories: Getting Started

Around the World With Travel Insurance

Whether it’s for business or pleasure, by land, air, or sea, travel is fraught with perils. That may be a bit hyperbolic, but the fact of the matter is that travel introduces some risks that you wouldn’t normally have to be concerned with. Regardless of whether you or a loved one plans to backpack across the …

Categories: Insurance, Travel

Eight Strategies for Fuel Efficient Driving

A few weeks ago, I found myself following a strangely erratic driver while rolling along on US-163 here in Iowa. This driver was doing several very noticeable things. For starters, this person was driving several miles an hour under the speed limit, going about 57 in a 65 MPH area. Whenever we reached a dip, …

Categories: Automobile

Saving Money in Your Startup — Part 5

Have you ever written a check and paused for a moment to mentally check your bank account to make sure there were sufficient funds in the account for the check to clear? I have, and I’m guessing you have too. Keeping accurate accounting records is important — especially for your business. Accounting provides you and your …