The Latest

Best Installment Loans for 2015

Do you know what an installment loan is? Chances are you do; in fact, you might already have one. An installment loan is simply a loan you receive as a lump sum, then pay back with fixed monthly payments for a fixed amount of time. Installment loans include car loans, mortgages, and even many personal …

Categories: Loans
Baby toes. Photo: Gabi Menashe

What Do New Parents Really Need?

If you ask baby boomers how parenting has changed over the years, many can name a host of once-safe practices that have since been outlawed. People from my mother’s generation talk about how, as babies, they rode in the front seat of their family car without a car seat. And my mother often jokes about shrouding us in …

How to Handle Post-Holiday Debt

For most of us, the holiday season is a few weeks into the past. We have some happy memories, but the joy of the holidays is already long gone as we start a new year and move through the rest of the winter season. In many mailboxes, bills from the countless expenses of the holiday …

Tax Guide for College Students

College is a huge step toward adulthood. Going to class, homework and studying, holding down a job, figuring out a way to pay for college, and trying to make yourself marketable for a job after graduation – that’s exhausting just to type. One more step to adulthood is filing taxes. As a college student, filing taxes can …

Categories: Education, Taxes

Coding Boot Camps: Three Months to Six Figures?

The mention of coding boot camps may conjure images of helmets and laptops. Far from it. They’re intensive programs, nine to 12 weeks on average, that provide training in computer coding so students can land jobs as Web developers. Such programs are increasing in popularity and reportedly had 2014 tuition revenue of $59 million. They often claim to increase your …

Five Inexpensive Home Improvements for Winter

With the holidays behind us, many people are dreading winter and looking forward to the first signs of spring. Since spring is generally best spent tidying up and working on the outside of your property, winter offers a good chance to get the interior of your home in tip-top shape. There are plenty of upgrades you can do yourself with a limited budget, …

How to Take Advantage of $2 Gas

During most of the time I’ve been writing for The Simple Dollar, gas prices have stayed somewhere well north of $3 per gallon, jumping regularly to levels as high as $4 per gallon locally and approaching $5 per gallon at various places in the United States. That’s an expense that really adds up. Let’s start …

Categories: Getting Started, Travel

Are Annuities Right for You?

Annuities are not complicated, which is why so many people find them appealing. They come in two basic types — immediate and deferred — with two ways of calculating earnings — fixed and variable. Immediate annuities: As their name implies, these begin paying you as soon as you buy them. Payments are based on your original …

Categories: Insurance, Retirement

Best Credit Cards of 2015

The best credit card for you is much more than a piece of plastic. When used properly, it is an essential financial tool. To some, that may be an unpopular opinion, but think about this for a second: According to the FDIC, the average savings account rate in the U.S. today is a paltry 0.06%. …

Categories: Credit Cards

Social Media Basics for Your Business

As I suggested in 15 Ways to Grow Your Business This Year, it’s time to pick a social media platform that best suits you or your business and crush it! Below are some basic steps to start your company toward building an effective social media strategy. Do an Audit Take a snapshot of your company’s social media …