The Latest

Pop Warner football game

How to Deal with the High Cost of Children’s Sports

After much thought and consideration, my husband and I decided that it is finally time to get our kids started in a few sports and activities this year. And since our two daughters are only 3 and 5, we chose to begin this chapter with a weekly gymnastics class we thought our girls would enjoy. …

Categories: Family, Home and Life

Inspiration from Van Gogh, Future Jobs, Teddy Roosevelt, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. Starry Night – Vincent van Gogh This has always been one of my favorite paintings. For years, I kept a poster …

Categories: Inspiration

13 Perks to Take Advantage of in College

Not to alarm you, but college is going to cost you a lot of money. Okay, so it’s no shocker that college and money go hand-in-hand. And you’ve probably already accepted that college is going to cost you a nice chunk of change. Hopefully, you’ve made it a point to search for scholarships, apply for …

The Gradual Savings Strategy

When the time arrives to sign up for a retirement plan at work or open a Roth IRA, people are pulled in two different directions. On the one hand, it’s very obvious that in the long term, saving for retirement is far superior to not saving for retirement. Retirement planning offers the ability to retire …

The True Cost of Debt

By Doug Hoyes Everyone knows that they have to pay interest when they take out a loan. It’s the price we pay to use someone else’s money to purchase something we don’t have the cash for today. But beyond that, it’s hard to comprehend just how expensive debt can be. Generally speaking, we don’t really consider …

Student Loan Consolidation: Pros and Cons

Graduating from college comes with the acknowledgement of great achievement — and, if you’re like 70% of graduates, a burden on your back in the form of student loan debt. The average college grad leaves school with $40,000 worth of debt. But if you switched majors, transferred colleges, or went on to graduate school, you may be among the …

How to Maximize Your Meal Planning Dollars with Bulk Buying

Sammi writes in: I really loved your article about meal planning for busy families. My husband and I have adopted this strategy and have been using it for about two months and our food costs have gone down a lot! The only challenge we have is how to incorporate bulk buying into it. The closest …

Categories: Frugality, Meals, Shopping

The Unregulated World of Identity Theft ‘Insurance’

It’s all over the news: celebrity photo hacking scandals, digital security breaches at major retailers, and banks that have misplaced unencrypted backups of confidential customer data. More than 13 million consumers suffered from identity fraud in 2013, according to a study by financial services research firm Javelin Strategy & Research. This is second only to 2012, when …

How to Find Affordable Health Insurance in 2014

Whether you’re self-employed, unemployed, or covered under an employer’s health-care plan, finding affordable health insurance can be a frustrating, time-consuming process. Throw in controversy around the Affordable Care Act (ACA), and finding accurate, reliable information can be a nightmare. Sure, cheap health insurance exists, but qualifying can be tricky, and you’ll want to be sure …

An Introduction to Geocaching, My Family’s Favorite Frugal Activity

On a hot August afternoon, the five of us found ourselves in the shade of an old wooden bridge. There was a wonderful cool breeze blowing through the bridge’s underpinnings, so we sat down for a bit and took a few gulps out of our respective water bottles. When we checked our GPS, we found …

Categories: Family, Frugality