The Simple Dollar Morning Roundup: Instant Oatmeal Edition

I recently discovered that instant oatmeal isn’t as good for you as non-instant oatmeal because the fiber has been processed out of it. Still, it’s a breakfast staple around our house. Onto the personal finance topics…

Broke-Ass Student Just Got A Whole Lot Broker A collection agency with a really shady reputation sues a college student over an unverifiable debt. In other words, this is one interesting story. (@ broke ass student)

Opening A Roth IRA At Vanguard Opening a Roth IRA at Vanguard is rather tough, because each fund has a $3,000 minimum and you have a $4,000 maximum annual contribution. In other words, my Roth IRA plan basically involves me investing in one fund a year for the first four years, then eventually balancing them through additional investment at my balancing rate. (@ an english major’s money)

My $70 Night Out At A Potluck Dinner Remember, even when you plan for frugality, it can end up costing you. Things like this are why budgets need some flexibility (or why you need an emergency fund). (@ penny foolish)

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  1. 3bean says:

    I’m new reader, but love what I see so far. I’m looking forward to catching up on your older entries. However, as a dietitian, I’ve got to chime in on the oatmeal debate. Generally, there’s no significant nutritional difference between the types of oatmeal (unless you’re comparing the little packets with added sugar and flavoring to plain oats). For a quick comparison, go to: and you’ll see that the quick oats, the old fashioned, and the steel cut all have 150 kcal / servings and 4 g fiber. Quick cooking or instant have been rolled, steamed, sliced , and sometimes pre-gelatinized, which means that the cooking process was started then stopped to reduce the time you need to cook (also the method used in instant rice), but the fiber is NOT removed. So, enjoy you’re quick oats with a good conscious!

  2. jay says:

    I concur with 3 bean. I track my intake at at times and have programmed both instant (packets) and quick oats into the website. They are both pretty close.

  3. LeisureGuy says:

    I really like oat groats—for the taste and texture—and prefer them to the cut or milled oats. I cook them in a rice cooker (set on “porridge”): 1/3 c. oat groats to 1 c. water. Really good, and some good rice cookers have timers so you can set it up the night before to be ready when you go in to breakfast…

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