The Simple Dollar Morning Roundup: Morning Brain Games Edition

As I’ve mentioned on here, I usually play ten minutes worth of puzzle games in the morning – things like Sudoku – to get my brain running. I find it really helps, but I’ve also found that if I tackle something deeply complex that early (like chess puzzles), I often just get tired and regress more than anything. For me, Sudoku is just about perfect – so I try to solve one each morning. This is a great way for me to follow a morning shower, but before I get started on writing, when the house is really quiet.

10 Ways To Improve Your Financial Situation In Just 15 Minutes Last Friday, I had a guest post from Leo, the author of the Zen Habits blog. Here’s the article I wrote for his blog. (@ zen habits)

What Is Financial Security? I don’t think there’s a single tried-and-true answer for this. For me, financial security means that I’m not scared about tomorrow and that if I lost my job, it really wouldn’t worry me too much. (@ get rich slowly)

Money Vs. Time Off: Why We Don’t Take Vacations I agree with the general conclusion here – more people in the United States tend to value a higher salary than vacation time. Is that right or wrong? I think my answer would have been different a few years ago. (@ the digerati life)

The Simple Dollar Retro: Should I Prepay On My Home Loan Or Put It Into Savings? An interesting question, particularly if you don’t already have an emergency fund.

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  1. SJean says:

    Two of the four links are to articles you wrote, one just a few months ago. :) I like these roundups best if they point me to blogs I don’t already read

    (just a thought, i’m sure newer readers appreciate these links more)

  2. FMF says:

    I like to play a fast game of blitz chess on my PDA. I set it so that it’s a bit of a challenge, but not so hard that it gives me brain freeze. ;-)

  3. Jamie says:

    No way. Given the choice between a job with 4 weeks vacation and a job with 1 week vacation, I’d take the 4 weeks even if the pay cut was significant.

  4. guinness416 says:

    With any jobs I’ve interviewed for, I make very clear how important vacation time is to me. I’ve never taken a job with the “standard” two weeks, which to me is ridiculous. I’m pretty sure I’ve taken unpaid leave every year for the past three or four. It’s good to let your employers know how valuable you are, and how much you value yourself, whch they can’t if you’re dragging yourself in every day.

  5. J.T. says:

    I think your sudoku link should be, not .org

  6. guinness416 says: is good too.

  7. Amanda B. says:

    Did anyone see the awsome comment drawing power the a 1 in 50 (at the moment, I’m sure it will be tripple that by friday) chance at a free book can draw? Do you blogger get paid by the comment? If so I think Trent should just raffle off random household goods to the readers! I am sure you have enough books to support this for a few years.

  8. Sheila says:

    No way would I ever choose a pay raise over time off. In fact, I changed jobs earlier this year due to the lack of time off available at my former employer.

    My new job is slightly lower paid, but with much more flexible hours and more time off available.

    I don’t miss either those few extra dollars or the stress involved with earning them.

  9. Beth says:

    I agree with the others – I value my time off highly and if given a choice would absolutely 100% take a job that paid less but gave more time off. Plus, if you calculate hours worked and the actual rate of salary, there’s got to be some crossover point where lower salary + more vacation actually pencils out to a higher hourly wage than higher salary + nearly no vacation time.

    My company is super generous with the PTO and I consider it one of the major benefits here.

  10. I’m soon going to be taking a pay cut for more time off. We’re preparing for some changes next year! It’s time for us to prep for that new phase in our lives when we shun the rat race and try to focus more on the family. Here’s hoping we can handle it this way…

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