The Simple Dollar Morning Roundup: Pins and Needles Edition

We’re supposed to hear later today about whether our house offer will be accepted or if a counteroffer is in the making. My wife and I are making all sorts of plans already – it’s quite fun, especially considering our livable square footage will be increasing more than threefold if we get this house. For instance, we have a family room and a living room and the sum total of stuff we have to put in them is… a love seat and an old television. That’s it. It should be really interesting.

Couple Learns The High Price of Easy Credit The day you get into a home that you can’t afford if anything goes wrong is the day something goes wrong. You don’t need to live in a McMansion. (@ nytimes via blogging away debt)

Five Money and Currency Facts Your Banker Never Told You A mix of both interesting and useful stuff here about actual currency. (@ the digerati life)

The Simple Dollar Retro: Comparing Warehouse Shopping Chains – And How You Can Get In For Free! Warehouse shopping is great, especially if you have storage space. The house that we placed an offer on has a Costco and a Sam’s Club that are roughly equidistant (and the home will have a lot more storage space), so I’m going to have to do some serious comparisons.

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  1. Eric says:

    For the dollar store post.

    1 and 2 you should probably be passing on anyways as it easier just to recycle and use the cartoons.

    3 and 5 can usually be had even cheaper if you have a real party supply store or warehouse store.

    4 maybe they are cheaper… but even cheaper is giving your kids plain or recycled paper and let them be creative on their own!

  2. Shawn says:

    The NYT article is just depressing. What’s most depressing is that they seem to honestly believe that they have to live that way.

  3. Ian says:

    The NYT article is sad, I agree. They almost seem like a caricature of the Average American. Lamenting about how the debt never goes away “no matter what you do,” while their four-year-old plays video games on the 42-inch plasma TV a room over from the remodeled kitchen. It makes me wish there were a way I could roll my eyes at them over the internet.

  4. Eric says:

    A non-nag version of the same article.

    It’s sad really… they have no idea what they are doing with finances, and think it’s ok to rack up 50K in debt in less than a year on non-durable items. They don’t pay bills on time or take the time to really budget….

    do people like this deserve our sympathy?

  5. Chris says:

    With the exception of my bed itself, I’ve gotten all my bedroom, dining room table, patio, and living room furniture from including a stereo and TV, albeit over the course of a year and a half. I use an email filter to seperate out “offers” and it works pretty well. Plus it keeps things that people are already throwing out from going into our landfills. Congrats on the house. If you get into freecycle, I hope you have a lot of storage…

  6. Thanks again Trent. Amazing story there on the couple living well with no $$ to support their lifestyle. Too often, I’ve seen this happen around me, mainly because people want to keep up with their peers….

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