The Simple Dollar Morning Roundup: We Found It Edition

We found the house. We walked through it and it was just right. It was also a home run on our checklist. Given how many we’ve already looked at, we kind of feel like this is the one. Anyway, on to some personal finance posts.

10 Killer Ways To Feel Like A Million Bucks (Even If Your Bank Account Says Otherwise) Weirdly enough, this article didn’t include the one I expected, although it is covered somewhat. (@ wise bread)

The Minimalist and the No-Frills Kitchen I prefer making my own bread, then baking it separately in a normal breadpan. Breadmakers never seem to get it … right. But I’m digressing from the main idea of this interesting article. (@ get rich slowly)

The Importance of Buying Flood Insurance My recent discussion of floods apparently helped this guy look into the need for flood insurance – and he finds some interesting stuff. (@ five cent nickel)

The Simple Dollar Retro: Battling the Convenience and Costs of Fast Food Fast food is my weakness, but mostly because of the convenience factor – so often, it’s easier for me to grab lunch while commuting. Here’s the way I get around it much of the time.

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  1. Rick says:

    Congratulations. I know the feeling, since I bought my first house two months ago. You look at a whole bunch of houses, and many of them seem nice, some more than others. But none of them particularly stands out. And then you find “the one”. You know it the moment you see it.

  2. Todd says:

    When we bought our house about nine years ago, we had the same sort of thing happen. No checklists, but after looking at about 15 of them, we just felt immediately comfortable in one of them.

    It wasn’t until after we had pretty much decided to make an offer that I realized I knew the owner–he was the owner of a company that was a client of my company.

    We offered the asking price–which was reasonable–and requested allowances for carpet and some other repair. They accepted without countering.

    All in all, it was pretty smooth. Knowing the owner personally (and his integrity, etc.) took a lot of the uncertainty out of a purchase like that. (What if the inspector missed something major?)

    A tip for future homebuyers: rent a house for a year before you buy one. (Not an apartment, a house.) It’s a great way to build your checklist for the purchase. We didn’t accumulate a lot of musts, but we had quite a list of “must nots”.

  3. Michelle says:

    So how do you feel now about that house you talked about a month ago — the one that you loved but was $50,000 to expensive, if I remember right?

    I’ll bet you’re glad you waited…

  4. GeekMan says:

    Congratulations! Buying a home is a wonderful and scary thing to do. A question I’ve got about your particular situation is, how are you approaching the financing? Are you going to put a large percentage down and get a 15 year mortgage and try to pay it off early, or will you put down the minimum you can for the longest term you can and invest the rest? I’m very curious as to how someone with your financial knowledge will approach this!

  5. What kind of breadpan do you use? Do you also use a breadmaker?

    I’d love if you could post some of your recipes and instructions. Homemade bread is on my list of goals to make this year.

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