The twelfth episode focuses on budgeting. I found that traditional budgets didn’t work for me, so I explore the methods that did. Total length: 7:20
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Here are some additional notes that go alongside the comments in the podcast. Approximate times for the corresponding links and notes are listed.
0:00 – The theme song is a snippet of a Camper van Beethoven concert on October 25, 1986, shared via their very open taping policy. Listen to the concert in its entirety.
0:31 – Some thoughts on why a “one-budget-fits-all” approach doesn’t really work.
0:42 – Here’s the early budgeting technique that worked well for me. It helped to get me on the right path.
1:21 – Here’s the full story on that coffee shop experience.
2:01 – I like the analogy of training wheels on a bike. At first, they teach you how to ride, but later, they’re a hindrance.
4:51 – Here are some thoughts on transitioning from budgeting to the net worth mentality.
5:50 – Some thoughts on budgeting with online bill pay.
6:59 – Here’s a preview of next week’s podcast, about personal finance media.
One thing I’d like to do in a future episode is have an audio reader’s mailbag. If you have a microphone on your computer and can record an MP3 of a simple, short question you might have on personal finance, careers, pop culture, or anything else you’d like me to answer, record it as an MP3 and send it to me. Keep the total recording under 15 seconds, please. Also, if you use Skype, feel free to ask your question that way – my username is trenttsd.
Comments and suggestions welcome.