The Simple Dollar Weekly Roundup: Money Is Time Edition

Everyone says that time is money. Well, there’s truth in the reverse, as well. If you spend your money wisely, money becomes time. You can spend your time doing things you care about if you’re not constantly chasing the dollar.

The Rewards of Routine Maintenance This article meanders in a few different directions, but the part that intrigued me is that of “missing” bills even though you can pay them just because you’re disorganized. That used to happen to me fairly often, actually. (@ get rich slowly)

“I Can’t Do My (business, art, purpose, mission) Without Funding First!” There are very few dreams that you can’t chase in your spare time on a shoestring budget. If you have the passion and even a bit of talent, it will click and good things will happen. If you keep telling yourself you need funding first, is it really your dream at all? (@ pick the brain)

Choose to Spend Time on High Impact Activities For me, the “high impact” activities are usually those that would otherwise be called “important but not urgent.” I almost always feel like I’ve really accomplished something whenever I knock out some of those types of activities. (@ dumb little man)

Starting a Household Ledger – With Pen and Paper An older couple I used to know pretty well did this. They kept a ledger on their front table and when either one of them spent money, they recorded it in the ledger. Whenever new money came in, they recorded it in the ledger. It seemed to work really well for them. (@ frugal dad)

Frugal Web: Is A Penny Worth A Stoop? I often bend over to pick up pennies. We have a penny jar in our bedroom, so I just toss the pennies (or other loose change) in my pocket and toss it in the jar. When the jar fills up, we cash it in and suddenly we have $30 or $40 we didn’t have before. (@ frugal for life)

Is Goldline a Scam? I don’t think comparing Goldline to ETFs is a true comparison. Some people literally want the gold in their hands, not just an investment. (@ bargaineering)

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  1. George says:

    Trent – $30 in pennies is still $30, regardless of whether you “cash them in”. Pennies are valid currency, unlike redeemable bottles/cans.

  2. chacha1 says:

    *sigh* so literal, George. I think he means he has $30 TO SPEND that he didn’t have before. You can’t take a jar of pennies to the hardware store and expect to pay for a sheet of drywall, or whatever, with it – without really annoying the cashier. But you can take it to your bank and deposit it into your savings account, or turn it into folding money which merchants would be much happier to see.

  3. Crystal says:

    I have to agree…we collect change too and it just doesn’t feel like real money until it’s spendable – when it’s deposited into our account.

  4. Laura says:

    My mom always said to leave pennies you see on the ground for kids to find. A kid can derive more joy from finding a penny than I ever will.

    I also enjoy cashing in my change to get a nice $30 or $40 chunk of “spendable” money. But if someone offered me $30 to stoop 3000 times, I’m not sure whether I’d go for it or not…

  5. Murlu says:

    To keep up with this penny discussion, I love going to the coinstar and dumping my jar into it. You never really expect what you’re going to get but then it jumps up there and before you know it, you can go have a great night out :)

    The little things build up to great expectations.

  6. Daniel says:

    I’ve found–ironically–that people who don’t think it’s worth the effort to stoop for pennies on the ground up generally have money problems.

    To me, pennies on the ground are a metaphor. I *always* pick them up as an act of gratitude.

    Dan
    Casual Kitchen

  7. Kara says:

    “I found a penny today just lying on the ground. But it’s not just a penny, this little coin I’ve found. Found pennies come from heaven that’s what my grandpa told me. He said angels toss them down, oh, how I loved that story. He said when an angel misses you they toss a penny down. Sometimes just to cheer you up, make a smile out of a frown. So, don’t pass by that penny when you are feeling blue. It may be a penny from heaven that an angel tossed to you.”

  8. Kim says:

    Of course your dreams take funding…..I want to finish college,but don’t have a car to get there. Cars cost money! Not to mention tuition…..

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