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What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. What’s next for investing money? 2. Dumpster diving for cash? 3. Health insurance steps after divorce 4. Buying winter socks 5. How to handle earnings increase 6. Food items made from scratch 7. What’s a “goal-oriented planner”? 8. Whole Foods question 9. Hidden sales at grocery stores 10. …

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An in-depth look at the Disney credit cards and their rewards programs. Disney has two credit cards offering big savings to Disney park goers and store patrons alike. Both the Disney Rewards® Visa® Card and the Disney Premier Visa® Card feature a variety of perks with the main difference between them being rewards rates and fees. However, the questions that have been on many people’s minds are: Do I need a Disney credit card? Are they worth it? To answer …

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In February of 2015, my husband left his demanding job in a mortuary to work with me on our home-based business. All of a sudden, we went from having almost no freedom to having all the freedom in the world. This also meant that, for the first time in our lives, we could live anywhere we want. We got a lot of questions from people at first. Now that we didn’t have to live in Central Indiana, would we move …

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Being single means never having money squabbles with a significant other. But it also tends to mean no one with whom to share financial goals. According to a new survey from TD Ameritrade, singles aged 37 and older are feeling insecure about saving, homeownership, and retirement. And no wonder: They can’t file jointly at tax time, earn less than their married counterparts, and are more likely than those couples to live paycheck to paycheck, to invest less, and to be …

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During two of the years I was in college, I had enough scholarships to provide me with a small living stipend if I lived off-campus in an apartment, so that was a personal challenge that I took on. I lived dirt cheap during those years, pulling out every trick in the book of frugality. I went to pretty much any meeting or club on campus that provided free food. I walked to campus and back, even in blizzards, because it …

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We’re three-fourths of the way through 2017, which means it’s time to update your quarterly bonus categories for your cash back credit cards. The Chase Freedom®, Discover it® Cashback Match™, and Citi® Dividend are each offering 5% cash back at select stores right now. If you have a cash back rewards card with quarterly bonus categories, don’t forget to activate them through the online portal. If you aren’t a cardholder, you can sign up for one of these cash back …

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When it comes to our pets, they’re more than just animals – they are members of our family. As such, many pet owners would do anything to ensure their pets live long, healthy lives. This would include paying thousand annually on everything from routine wellness care to everyday supplies like food. According to Forbes, people who own large dogs spend at least $1,570 a year which, for an average lifespan of 12 years, could come to over $18,000. And that …

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For many years, I was a huge fan of the to-do list as the primary tool to keep on top of the myriad of things I had to take care of in my life. To-do lists were the backbone upon which I built The Simple Dollar. In the last year or so, however, to-do lists have moved to being a secondary tool. The tool that has really taken center stage in the last year and has helped me figure out …

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I have a bunch of unread books on my Kindle and many books that I’m on the reserve list for at several different libraries, yet when I come across an interesting new release, I want to read it. I have shelves full of board games in my office, but when I try a new game at game night that I can imagine my family enjoying, I want to add it to my collection. I have the materials for several really …

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When you think of professional development, you might envision going back to school for a master’s degree or Ph.D. While advanced degrees will generally increase your earning power, they’re also very expensive and time consuming. Bloomberg calculates that the average MBA, for example, costs $128,000 — and nearly $250,000 if you factor in wages lost during the two years it takes to complete. That being the case, many people are looking for simpler, quicker ways to gain an edge in the employment market. …

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