11.07.17
newborn baby sleeping in crib

12 Big Tips for Saving Money with a Baby

My niece had her first child a few months ago and seeing that little baby has reminded Sarah and I of our own experience with

11.02.17
woman looking at phone in disbelief

Are Jean Chatzky’s Retirement Savings Benchmarks Realistic?

“Today Show” financial editor Jean Chatzky tweeted on Wednesday what appeared to be a simple bit of retirement planning advice. “By the time you’re 30,

monarch butterfly yellow flower - the golden butterfly portfolio

Why I Chose this Controversial ‘All-Weather Portfolio’ for My Life Savings

I had a brief foray into stock market investing back in 2010. I was fresh out of college and earning my first real paycheck. I

Portrait of young man standing at the counter in his cafe. Coffee shop working in apron and hat smiling at camera.

5 Time-Saving Productivity Hacks, Reviewed

Deciding to be more productive is easy. Figuring out where to start is a bit more tricky. We wanted to see how much time (and

09.05.17
holding a tree sapling

My 25 Favorite Money-Saving ‘Life Hacks’

My 11-year-old son loves “life hacks.” It’s become something of a hobby for him as he’s found lists of preteen-appropriate “life hacks” and has been

woman looking at piggy bank

Six Fresh Ways to Think About Retirement Savings

Most of the ways in which people talk about retirement these days follows along a few narrow lines. Put away 10% of your salary into

email marketing software 2016

Questions About College Loans, Backpacks, Savings for Children, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

07.13.17
biking

The ‘Coast’ Strategy for Retirement Savings – and How to Implement It

Erika writes in: 23 years old, graduated last summer and finally got a good job in my field making $60K in a good cost of

05.24.17
family on the beach

Here’s My Secret to Saving Money on Quality Clothes

While I was once willing to do just about anything to save money, I’ve learned that some savings strategies work better than others over time.

05.23.17
distraught man

What to Do When Saving Anything Meaningful for Retirement Seems Impossible

Frank is a reader of The Simple Dollar who has messaged me on Facebook a few times. He has a solid job working for the

05.17.17
doctors examining x-rays - comparing health savings accounts

How to Choose the Best Health Savings Account

Ever since the passage of the Patient Protection and Affordable Care Act (PPACA), Americans have shown a renewed interest in health savings accounts, or HSAs.

arrows on a hiking trail pointing in different directions

Your ‘Magic’ Interest Rate: Figuring Out Debt vs. Savings

When people first become acutely aware of their personal finances, they’re usually hit with a cavalcade of seemingly incompatible goals. They usually have a number

05.05.17
vegetables in a refrigerator

$1 Meal Tactics: Saving Big on Food Costs, a Buck at a Time

A little under a year ago, I wrote an article entitled Using the ‘$1 Per Meal’ Strategy to Save Big Time on Food Costs. In

pennies

14 Savings Hacks That Don’t Always Work

Have you ever jumped through hoops to save money, only to find you paid more – or, wasted a bunch of time? Maybe you misread

02.15.17
money in jar vacation fund

Start Saving for Your Summer Vacation Now

A 2016 study from the U.S. Travel Association showed that more than half (55%) of Americans didn’t take all their paid vacation days in 2016.

investing - stacking coins

31 Days to Financial Independence (Day 25): Investing and Saving for Other Goals

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from

01.31.17
Walmart low prices - photo by portal abras via flickr

Is Shopping at Walmart Worth the Savings?

I’ll never forget the day my daughter and I spent 53 minutes in line at Walmart. It started innocently enough. My seven-year-old needed a new

college graduation

31 Days to Financial Independence (Day 24): Investing and Saving for Education

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from