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With the holiday shopping season ready to wreak havoc on your budget, it’s only natural to look for new or different ways to save. Chances are, you’re gearing up for Black Friday and Cyber Monday while simultaneously watching out for special promotions and last-minute deals. By the time all is said and done, we can only hope that most of us will check off our holiday wish lists without going too far over budget. Still, there’s a limit to how much you …

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For the last few years, I’ve done something of an “end of the year” review of my life. I take some time to sit down, take authentic stock of my life, look at what the last year has changed about me and my life, and figure out where I want to go from here. I do this in the form of a written “life plan.” I invest the time to actually write out my thoughts of where I am in …

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The right credit card strategy can earn you hundreds in cash back rewards while shopping for gifts this holiday season.

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The stock market has been on an unprecedented run of success over the last decade or so. Here are the average annual returns of the S&P 500 over the last nine years: 2009 – 26.46% 2010 – 15.06% 2011 – 2.11% 2012 – 16.00% 2013 – 32.39% 2014 – 13.69% 2015 – 1.38% 2016 – 11.96% 2017 (so far) – 16.91% That’s a pretty impressive run. If you put $1,000 in a S&P 500 index fund at the start of …

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Several years ago, I wrote a review of Jacob Lund Fisker’s book Early Retirement Extreme and then followed it up a couple of years later. I found – and still do find – the book to be a very interesting mix of personal finance and philosophy, which together spells out a plan for low cost living with a thoughtful discussion of the ideas that underpin that plan. One idea that really stuck with me, though, was his idea that one’s …

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When my brother was in college, he loved to send me emails containing the latest jokes, memes, and YouTube videos circulating on the internet. I’ll never forget the first time I saw grape stomp lady, or the QVC guy who struggles with the teleprompter. Since I was primed to get joke emails, I thought my brother was kidding when he sent a message with the subject line “Donated Bone Marrow Today.” The email contained a picture my brother’s friend had taken. …

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What’s the difference between points, miles, and cash back? Take our credit card rewards quiz and see which type of program suits you best.

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A few days ago, I came across an interesting article in the Washington Post by Caitlin Dewey entitled “Why Americans have stopped eating leftovers.” The article pointed to a fascinating data set from ReFED, a nonprofit dedicated to reducing food waste. The data presents an interesting picture: + The average American produces 3.5 pounds of food waste per week. That’s half a pound per person per day, just tossed in the trash. + Of that waste, only a third of …

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There’s no denying the fact that data breaches are only becoming more and more common. Target, Anthem, Sony PlayStation, and most recently Equifax have all taken a lot of heat for the massive amount of personal information that was exposed while under the care of these companies. There are, however, many more data breaches that you’ve never heard about because they weren’t quite as “sexy” to cover. So far in 2017 alone, PrivacyRights.org reports that at least 422 data breaches …

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The 2018 Cord-Cutting Guide

November 15 2017

Some people cancel their pay-TV service to save money but wind up actually spending more. Find out how to cut the cord the right way, from The Simple Dollar.

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