
John Ulzheimer
Contributor for The Simple DollarJohn Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times over the past decade in media outlets including the Wall Street Journal, NBC Nightly News, The Los Angeles Times, CNBC, and countless others. With professional experience at both Equifax and FICO, Ulzheimer is the only credit expert who actually comes from the credit industry. He has been an expert witness in over 230 credit related lawsuits and has been qualified to testify in both federal and state courts on the topic of consumer credit.
It’s well known that earning and maintaining good credit is to your benefit. Perhaps because our credit scores have such a…
Does the idea of taking 20 or more years to pay off $10,000 worth of credit card debt sound appealing?…
Most college students barely stop to think about the impact student loan debt may have on them in their future.…
When it comes to your credit scores, the higher they climb, the better. But you probably already knew that. Of…
Drowning underneath a pile of expensive credit card debt? Don’t have the cash to write a big check to pay…
As the weather warms in spring, you might give your home an annual deep clean to clear out the remnants of…
You may already know that you have the right to claim a free copy of your credit report once every 12…
Buying a house can be both an exciting and simultaneously stressful experience. One reason the home buying process tends to be…
You work hard to maintain good credit scores, but the truth is that even one seemingly innocent mistake has the…
No one enjoys being judged, especially by credit reports. Of course, that’s exactly why your credit reports and credit scores…
By John Ulzheimer and Chad Kusner Regardless of what you may have read or heard about the process called “credit…
There is no shortage of mistakes you can make when it comes to your credit. Missing your payments, running up…
If you’re searching for your credit score, you can put your wallet away, because you’re not going to need it.…
If you’re like most Americans, you probably learned absolutely nothing about credit as a part of your high school or…
It’s doubtful many of you know what the CDIA or the NCAP are, but you need to know, and you need…
If credit was easy, then everyone would have a VantageScore or FICO score of 850. But it’s not easy, and…
“…but in this world nothing can be certain, except death and taxes.” –Benjamin Franklin Welcome to tax season. For many…
Have you ever struggled with credit problems? If so, chances are you’ve probably wished, at least once, for a solution…