One of the more commonly misunderstood and misreported aspects of credit reporting is exactly when a late payment will show…
Are you planning to buy a new home this year? Unless you’ve recently won the lottery or can otherwise afford to pay…
Are you trying to earn and maintain excellent credit — as in a score greater than 800? Do you want to live…
The Consumer Financial Protection Bureau (CFPB) has ordered two of the nation’s three largest credit reporting agencies, Equifax and TransUnion,…
Are you ready to finally gain control of your credit scores in the new year? Working to improve your credit…
The two most popular credit scoring brands, FICO and VantageScore, both feature a current credit score range of 300 to…
When finances become tight it can be quite tempting to cut back on your credit card payments. After all, if…
If you think this article’s title sounds a little dramatic, that’s by design. But the truth is, the condition of your…
Credit scores can either save you a ton of money or cost you just as much. Ultimately it’s your own…
You probably know that taking on extra debt during the holidays isn’t the best idea. Newly incurred debt can be…
Trying to find an ethical and effective way to improve your credit scores can sometimes be a rather frustrating undertaking.…
It is easier than ever before to keep a close eye on your credit reports. There is no shortage of…
The world of credit is filled with terms that can sound quite foreign to most people who don’t work in the…
When you apply for a new loan, the most influential factor in determining your interest rate is your credit and,…
If you routinely check your credit reports for changes, then kudos on developing a great habit. Keeping a close eye…
The tradition of holiday overspending is as American as apple pie. Tradition or not, bad holiday spending habits can undoubtedly…
Everyone starts out with a blank slate when it comes to their credit reports. The trick, of course, if you…
If you’re a business owner, especially a small business owner, there are likely many concerns that occupy your mind on a…
