sonic drive-in fast food

Other Big Data Hacks That Nobody’s Talking About

There’s no denying the fact that data breaches are only becoming more and more common. Target, Anthem, Sony PlayStation, and most recently Equifax have all

woman balancing on railroad track

The Dangers of Being Over-Leveraged

It’s not always easy to manage your money — you know this. When life becomes complicated with issues such as job loss, illness, a reduction in

shredded paper

Your Credit Information and the End of Privacy as We Know It

The recent Equifax data breach has many people talking about privacy and what you can do to protect your personal information. While it’s true that

concerned woman talking on phone

This Is the Law That Protects You From Abusive Debt Collectors

Have you ever taken on a debt that you were eventually unable or unwilling to pay as initially agreed? If so, then you may be very

woman with numbers projected onto the wall behind her - how credit scoring works

Here’s How Credit Scoring Actually Works

Love them or hate them, good or bad, your credit scores are going to wield considerable influence over you for the rest of your life.

woman looking up - rebuilding credit after bankruptcy

How Can I Rebuild My Credit After Bankruptcy?

It’s no surprise that a bankruptcy can take a toll on your credit reports and scores. Furthermore, when you file for bankruptcy the unfortunate reality

woman looking out window - protect credit in a divorce

How to Protect Your Credit in a Divorce

The temptation to ignore your credit during a divorce can be strong, and unintended. After all, divorce generally brings stress and grief into your life,

woman working on a laptop

Nine Ways to Say the Same Thing: How Long Derogatory Information Stays on Your Credit Report

The world of credit is positively chock-full of terms, acronyms, and industry-related jargon that might not make much sense to the untrained eye. Many terms are

woman worried about finances and money - 401k myths

I Think My Data Was Hacked in the Equifax Breach: Now What?

The last 24 hours have seen quite the whirlwind of credit-related activity. Equifax announced on September 7th that they were the victims of a massive data

credit cards - what is the right number of credit cards

What Is the ‘Right’ Number of Credit Cards?

One of the most common credit-related questions I’m asked has to do with the “right” number of credit cards. And I’m clearly not alone. If

happy man celebrating at computer

Did You Hit the Credit Score Jackpot This Summer?

This past spring, the Consumer Data Industry Association (CDIA), the trade association representing the three major credit reporting agencies (CRAs), announced some big credit reporting

college students - car insurance for college students

Should You Send Your Kid to College With a Credit Card?

Sure, I acknowledge this may seem like a pretty silly question. After all, why in the world would you send your 18-year-old off to school

raise your credit score in 30 days - monthly planner

Three Ways to Improve Your Credit in 30 Days

Improving your credit generally takes hard work and a whole lot of patience. That being said, there are a few credit improvement strategies that can

driver reading roadmap - credit score factors

What Your Credit Score Is Trying to Tell You

Have you developed the habit of regularly checking your credit reports and scores? If so, kudos to you. You’re already doing a better job monitoring

erasing debt in notebook page - bankruptcy debt and credit scores

There Are Some Debts Even Bankruptcy Can’t Erase

Do severe financial issues have you fantasizing about a silver bullet that can make all your debts vanish? While it’s not exactly that easy, a

man making surprised face

Strange Reasons Your Credit Score Could Change

Credit scores aren’t static. They don’t rise and fall like temperature. No, credit scores are simply a snapshot evaluation of your credit report information at

woman with purse

Does Taking on More Debt Boost Your Credit Score?

It’s well known that earning and maintaining good credit is to your benefit. Perhaps because our credit scores have such a big impact on our lives, credit

woman paying credit card bill

Three Credit-Boosting Ways to Tackle Credit Card Debt

Does the idea of taking 20 or more years to pay off $10,000 worth of credit card debt sound appealing? Does the thought of paying