Cynthia Paez Bowman

Contributing Writer

Cynthia Paez Bowman is a finance, real estate and international business journalist. Her work has been featured in Business Jet Traveler, MSN, CheatSheet.com, Bankrate.com and Freshome.com.</p> <p>She owns and operates a small digital marketing and public relations firm that works with select startups and women-owned businesses to provide growth and visibility. Cynthia splits her time between Los Angeles, California, and San Sebastian, Spain. She travels to Africa and the Middle East regularly to consult with women’s NGOs about small business development

The Ultimate Guide to Rental Property Tax Benefits

Investing in income properties is a great path to financial independence. It’s a form of passive income — after the initial legwork. First, you’l…

Here’s How to Remove Private Mortgage Insurance

Buying your first home with a minimal down payment sounds, at least on the surface, like a great plan. After all, adulting costs money and you’ll…

How to Optimize Your Home for Another Semester of Virtual Teaching

If you’re a teacher that transitioned to virtual teaching in the spring, use this guide to learn tips on optimizing your home for the new semester.

Discover Personal Loans Review

Best for Low-Cost, Online Borrowing – Discover, Member FDIC…

The Best Life Insurance Companies of 2021

Thinking about how you’ll pass away and when is an awkward topic — unless you’re partial to zombies, The Addams Family and Beetlejuice. But plann…

FHA Credit Score: What to Know About FHA Requirements

If you’re looking to buy a home but have bad or limited credit history, FHA credit requirements are a lot more lenient than requirements for conventional loans.

What Is Mortgage Prequalification?

Before you start visiting open houses and bookmarking your favorite homes for sale, you should find out how much house you can afford — and what…

What Is a Jumbo Loan?

The cost of a home can vary dramatically from one city or a state to another. Just take the average price of a home in Lancaster, California, int…

How Much Should I Have in Savings? Answered.

The unprecedented pandemic brought the importance of savings to light by hurting millions of Americans who did not (or were unable to) prioritize…

FHA Down Payment Requirements, Explained

Many individuals who want to buy a home are delayed because of the large down payment expected. If you’re looking to buy a home in the $300,000 r…

USAA Home Insurance Review

Best for mIlitary members and their families – USAA…

Use Your Social Security to Earn More in 5 Simple Steps

Few Americans have enough saved for an emergency — and much less for retirement. The median retirement savings for a total household is roughly $…