John Ulzheimer

Contributing Writer

Author Bio

John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times over the past decade in media outlets including the Wall Street Journal, NBC Nightly News, The Los Angeles Times, CNBC, and countless others. With professional experience at both Equifax and FICO, Ulzheimer is the only credit expert who actually comes from the credit industry. He has been an expert witness in over 230 credit related lawsuits and has been qualified to testify in both federal and state courts on the topic of consumer credit.

Latest from John Ulzheimer

paying bill with a credit card
The Average Credit Score Is Getting Higher
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Four Ways You Could Be Hurting Your Credit Without Realizing It
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The Perfect Credit Score (and Why You Shouldn’t Obsess Over It)
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Spring Cleaning for Your Credit
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Three Things Nobody Tells You About Your Credit
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Three Ways to Remove a Charge-Off From Your Credit Report
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What Is a Mixed Credit File, and How Do You Fix It?
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man on phone with credit company - best credit monitoring service
These Are Your Rights Under the Fair Credit Reporting Act
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using laptop and phone to check credit reports at three credit bureaus 3 credit bureaus
Why You Need to Check Your Credit Report With All Three Credit Bureaus
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young woman on phone - confusion over debt collection accounts
Born-Again Debt: What Is Re-Aging, and Is It Legal?
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woman paying credit card bill common credit card fees
Three Credit-Boosting Ways to Tackle Credit Card Debt
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woman reviewing bills and paperwork
Should You Use a Personal Loan to Pay Off Credit Card Debt?
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