Thom Tracy

Contributing Writer

Thom Tracy is a personal finance writer from Scranton, Pennsylvania with 28 years of experience in the insurance, employee benefits and financial services industries. His work has appeared in QuickBooks and Investopedia. In his spare time, Thom likes to cook, hike and discover new music.

Target Redcard Review: Credit Card for Big-box Shopping

Whether it’s back to school, off to work or out to play, Target has become one of the favorite destinations for folks seeking everyday items. Lik…

Green Dot primor® Visa® Gold Secured Credit Card Review

Please Note: Information about the Green Dot primor® Visa® Gold Secured Credit Card has been collected independently by TheSimpleDollar.com. The…

Citi® Double Cash Card Review

Citi® Double Cash Card…

IHG® Rewards Club Premier Credit Card Review

IHG® Rewards Club Premier Credit Card…

How to Apply for a Credit Card

Find out how to apply for a credit card, boost your chance of approval and improve your credit score along the way.

What Is APR?

When it comes to shopping for a credit card, you’ll want to investigate several different features based on your needs. But one factor you must a…

What Is a Balance Transfer and How Does It Work?

Are you drowning in interest rate charges with your credit card? Read on to learn more about what a balance transfer is and how it works.

How To Read Your Credit Card Statement

Anyone who has ever swiped their credit card at a merchant knows how easy it is to use the device for a purchase, but correctly reading a credit…