Best American Express Credit Cards for 2018

By

Independently researched content by us. Free financial advice for you. To do that, we may get compensation when you click on our partners’ products. Our lists consist of the best cards from our partners. Not all cards in the marketplace have been evaluated. View our full advertiser disclosure to learn more.

In the world of great credit cards with even greater rewards, there’s no shortage of these when it comes to American Express. But, with so many American Express cards to choose from, how do you know which one is right for you? Fortunately, we took the time to review several American Express cards and their reward options to help you decide.

The Simple Dollar's top picks

Best for cash back

Blue Cash Preferred® Card from American Express
Apply Now on American Express' secure website

For cash back on everyday purchases like going to the supermarket and filling up at the gas station, we recommend Blue Cash Preferred® Card from American Express. When you use this card at U.S. supermarkets, you can earn 6% cash back (on up to $6,000 per year, after that 1%). Purchases at U.S. gas stations and select U.S. department stores let you earn 3% cash back (1% back on all other purchases). The Blue Cash Preferred® Card from American Express is the quintessential cash back rewards card for anyone looking to earn rewards without adversely adjusting their spending habits.

Cash back details 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Terms Apply.
Annual Fee $95 See Details
APR 14.99% - 25.99% Variable See Rates & Fees
Welcome bonus $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

Highlights

  • 3% cash back at U.S. gas stations. 1% cash back on other purchases.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees

0% interest & great rewards

Blue Cash Everyday® Card from American Express
Apply Now on American Express' secure website

The Blue Cash Everyday® Card from American Express has no annual fee. This means you can spend less time worrying about those additional charges and more time earning 3% cash back at U.S. supermarkets (on up to $6,000 per year, 1% after that) and 2% cash back at U.S. gas stations and select U.S. department stores. There’s also a welcome offer of $150 (statement credit) when you spend $1,000 in the first 3 months.

Cash back details 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Terms Apply.
Annual Fee $0 See Details
APR 14.99% - 25.99% Variable See Rates & Fees
Welcome bonus Earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

Highlights

  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

The bottom line

All of American Express’ credit cards have lengthy and sometimes complicated rewards systems, so read through everything carefully before deciding which card is best for you. Remember that American Express wants you to earn rewards, so they’ve set it up to make sure you get something from nearly every purchase — it’s up to you to decide what that something should be.

  • Blue Cash Preferred® Card from American Express Best for cash back Blue Cash Preferred® Card from American Express
    Apply Now
  • Blue Cash Everyday® Card from American Express 0% interest & great rewards Blue Cash Everyday® Card from American Express
    Apply Now

Editorial Note: Compensation does not influence our rankings and recommendations. However, we may earn a commission on sales from the companies featured in this post. To view a list of partners, click here. Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by our advertisers. Reasonable efforts are made to present accurate info, however all information is presented without warranty. Consult our advertiser's page for terms & conditions.