Are credit cards international?
While most credit cards can be used internationally, not all of them are created equal. Your goal should be find the right international credit card for you that does not charge a foreign transaction fee. While a 1% to 3% foreign transaction fee may not seem like a lot, it can start to add up. If two people spent $2,500 on transportation, hotel, and dining while abroad, they’d be looking at $25 to $75 just in fees.
Which credit card is best for international travel?
The best international credit card is the one that fits your travel needs, but ideally it would have no foreign transaction fees, a low annual fee, and the opportunity to earn substantial rewards toward your travel.
How to find your ideal travel credit card
After reviewing the best international credit cards on our list, you may find that one stands out to you based on your travel goals. For instance, if your goal is to earn as many points as possible, you may consider the Discover it® Cashback Match™ for the opportunity to earn matching rewards at the end of the first year. Or, if the hotel accommodations are important when you travel, you may consider the Starwood Preferred Guest® Credit Card from American Express, which allows you to earn and use points at more than 1,300 participating hotels in 100 countries.