Earn Cash Back with the Top Holiday Toys of 2017

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If you’re the type who likes to plan ahead, chances are you’re already trying to strategize how to get the best Holiday gifts at the lowest prices. And Walmart’s trying to appeal to early shoppers: The retail giant has recently released its list of the most popular toys for the 2017 Holidays.

Sales are great, but if you’re looking to take your savings even further, a cash back credit card might be the most powerful tool in your wallet. We’ve calculated the total amount of Walmart’s list — which includes Hatchimals, Fingerlings Interactive Baby Monkeys, and the littleBits Star Wars Droid Inventor Kit — to be $597.67. We’ve measured that amount against our list of the best cash back credit cards of 2017, to show just how much you could save.

Note: For toys with multiple prices, we’ve selected the average amount. Cash back is rounded to the nearest cent. Pricing does not include shipping and handling costs.

Credit Card Cashback Rate Total Return
Discover it® Cash Back 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate; Plus, 1% unlimited cash back automatically on everything else. $5.98
Blue Cash Preferred® Card from American Express 6% at U.S. Supermarkets (up to $6,000 per year in purchases, then 1%), 3% at U.S. gas stations and select U.S. department stores, 1% on everything else. Terms Apply. $5.98
Bank of America® Cash Rewards credit card – $200 Cash Rewards Offer 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter $5.98 + Bonus
Capital One® Quicksilver® Card 1.5% on all purchases $8.97 + Bonus
Chase Freedom® 5% for rotating categories, 1% on everything else $29.89 + Bonus
Barclaycard CashForward™ World Mastercard® (currently unavailable) 1.5% on all purchases $8.97
Chase Freedom Unlimited® 1.5% on all purchases $8.97 + Bonus
Capital One® QuicksilverOne® Cash Rewards Credit Card 1.5% on all purchases $8.97


The Capital One® Quicksilver® Card, Chase Freedom® card, and the Chase Freedom Unlimited® each offer a $150 signup bonus when cardholders spend $500 or more within a specified amount of time. 

Breaking it down, card by card

Earn 6% at U.S. Supermarkets (up to $6,000 per year in purchases, then 1%), 3% at U.S. gas stations and select U.S. department stores, 1% on everything else

Earn 5% for rotating categories, 1% on everything else

  • Chase Freedom® cardholders earn 5% cash back in rotating categories each quarter (so long as they activate via their Chase profile). Chase Freedom® cardholders earn unlimited 1% cashback on all other purchases.

Earn 3% on gas, 2% on grocery stores, and 1% everywhere else

  • If you’re a Bank of America® customer, and you participate in Preferred Rewards, the Bank of America® Cash Rewards Credit Card holds the most value for you. In addition to the 1% cash back you’ll earn on Walmart purchases, you’ll be able to earn anywhere between a 25-75% customer points bonus! That’s in addition to the $200 online cash rewards bonus earned after spending $500 in the first 90 days of card membership.

Earn 1.5% on all purchases

  • The Capital One® Quicksilver® Card offers one of the simplest, highest reward rates of any cash back card. Cardholders earn 1.5% cashback on all purchases, period. Combined with no annual fee, this is one of the most no-frills, flat-rate credit cards available on the market today.
  • The Barclaycard CashForward™ World Mastercard® (currently unavailable) is a useful cash back card for stacking rewards. Cardholders earn 1.5% cashback on all purchases throughout the year. Every time you redeem rewards, you’ll earn a 5% cash reward bonus toward your next redemption. That’s a solid, consistent bonus that lasts past the holidays.
  • The Chase Freedom Unlimited® card combines a 1.5% cash back flat rate with a $0 annual fee and a 15-month 0% intro APR period. Customers can earn rewards without accruing interest or fees, making this card a perfect choice for anyone looking to open a new card during the holidays. And you can redeem rewards at any time.

Lastly, consider how you’ll use your card post-holiday. Cash back credit cards offer differing rewards rates based on spending habits: Some are optimal for spending in specific categories, while others are optimal for everyday expenses. For more info on the cards in this list, and to see which card is right for you, check out our list of the best cash back credit cards of 2017.

 

Editorial Note: Compensation does not influence our rankings and recommendations. However, we may earn a commission on sales from the companies featured in this post. To view a list of partners, click here. Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by our advertisers. Reasonable efforts are made to present accurate info, however all information is presented without warranty. Consult our advertiser's page for terms & conditions.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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