Back in Debt? A Strategy to Pay It Off for Good

Find yourself staring back at the same mountain of debt… again? Make a plan to get rid of it for good. Photo: Rick McCharles Debt

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Struggling With Student Loans? How to Lower Your Payments

If you’re struggling to make your student loan payments, one option to explore is income-driven repayment plans. Recommended Student Loan Refinancing Companies Learn More Learn


Debt-Free Payment Methods: Alternatives to Cash

If you’re trying to slash your debt and protect against identity theft, there are alternatives to carrying a wad of cash. Photo: 401(k) Whether it’s Target, Home

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Debt Forgiveness and Taxes

The IRS considers some forgiven debts as taxable income — and that’s not what you want to hear when you’re at financial rock-bottom. Photo: Jeff Turner

ball and chain of student loans

How Student Loans Affect Your Credit

Student loan debt can be a ball and chain for years, and can weigh heavily on your credit. Photo: Bossi Whether you’re making your payments


Six Debt-Busting New Year’s Resolutions for 2015

Want to start the year with a bang? Work on destroying your debt. Photo: Sean MacEntee Welcoming the New Year invokes a lot of emotions for

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10 Steps to Rid Yourself of Credit Card Debt Forever

Want to attack your credit card debt? Stop carrying credit cards! Photo: Jeff Rose No one likes being in credit card debt. It’s one of the

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Expose a Fake Debt Collector by Asking These Three Questions

Here’s how to protect yourself from harassing debt collection scammers. Photo: Alon By Craig T. Kimmel It’s late and your phone is ringing off the hook.


Debt and Your Marriage

Talking honestly about money — especially debt — can be difficult. But financial arguments and resentments can wreak havoc on marriages, so it pays to get

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Debt Snowball vs. Debt Snowflake: Which Works Best to Pay Off Debt?

Start digging yourself out of debt with either the ‘debt snowball’ or ‘debt snowflake’ method. Photos: redjar / Andrew Magill Being in buried debt and


Should You Tell Your Kids About Your Debt?

When and how should you tell your kids that your family is in debt? Photo: Gordon Parenting is a no easy task, as you already know. There is

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The True Cost of Debt

The cost of debt goes beyond the interest you pay. It can delay your retirement, and even limit your choices in life. Photo: Kenny Louie By

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Student Loan Consolidation: Pros and Cons

Combining all of your student loans into one may not taste as good as one-pot chili, but it could make your monthly payment easier to


The Best Debt Repayment Tools and Apps

The first major step toward reaching financial freedom is to regain control of your spending and pay off debt. However, this is often harder to


Best Debt Consolidation Loan Companies for 2017

When you’ve fallen behind on your payments, it can feel like there’s nowhere to turn. One potential option to get organized and streamline your bills


10 Things You Can Do to Tackle Your Debt Right Now

Get organized today to start tackling your debt. Photo: Kate Hiscock Consumer debt in the U.S. now totals $11.4 trillion, including mortgages, auto loans, credit cards,

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The Emotional Effects of Debt

Debt stirs different reactions in everyone, from ambivalence to anxiety to severe depression. Photo: Jacob Stewart Whether it’s considered “good debt” or “bad debt,” the

Frustrated woman

How to Handle Debt in Collections and Pay Less Than You Owe

Debt collectors can make a stressful situation worse. But you have rights and leverage to negotiate with them. Photo: jazbeck Debt collectors often make an already