How to Find the Best Mortgage Rates in 2017

The best mortgage rates are still at historic lows. According to the St. Louis Federal Reserve, average 30 year fixed mortgage rates are still under

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The 3 Best South Dakota Homeowners Insurance Companies

Although premium rates in South Dakota are low — averaging $789 a year, more than $200 less than the national average — risk for weather-related property damage remains.

Charleston, SC

The 4 Best South Carolina Homeowners Insurance Companies

Turbulent weather conditions in South Carolina, such as flooding and hurricanes, force homeowners to pay higher than average home insurance premiums. The average rate in South

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The 3 Best Oklahoma Homeowners Insurance Companies

Oklahoma has a long history with natural disasters, and you don’t have to look far to see how damage from such disasters has affected the state’s homeowners.

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The 3 Best North Dakota Insurance Companies

Despite its nickname as the Peace Garden State, North Dakota’s tumultuous Midwestern climate is anything but peaceful. Homes in North Dakota are affected by natural

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The 3 Best New Mexico Homeowners Insurance Companies

New Mexico’s arid climate makes the state less prone to natural disasters, keeping homeowners insurance premiums low in the state. In 2012, the average annual

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The 4 Best Mississippi Homeowners Insurance Companies

Mississippi is no stranger to inclement weather — from hurricanes to floods to tornadoes, the Magnolia State has seen it all. This increased risk poses

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10 Ways Millennials Are Able to Save Money

As a ‘millennial,’ I constantly find myself on the receiving end of financial advice that’s either way over my head (tax-loss harvesting?) or seemingly impossible (how

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What Is an FHA Loan?

The term “FHA loan” is actually somewhat of a misnomer. That’s because the FHA, or Federal Housing Administration, doesn’t actually lend money to would-be homeowners.

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I Left the Coast for a Simpler Life in the Midwest – and You Can, Too

Longing for a simpler, less-expensive life? Don’t fear the seasons or the slower pace of small, Midwestern cities like Madison, Wis. Photo: Richard Hurd After graduating

rent-to-own homes

Rent-to-Own Homes, Explained

Photo: Amanda Wray “If you’re renting, you’re just throwing your money away.” No doubt you’ve heard this oversimplification many places. Of course, a decision about

Federal Reserve chairwoman Janet Yellen

Is This Your Last Chance to Refinance?

Federal Reserve chairwoman Janet Yellen has signaled that interest rates will likely rise in the next year. Photo: Day Donaldson If you follow any sort

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Six Bills You Can Negotiate Down to Save Money

When it comes to your cable, Internet, insurance, or credit card bills, it never hurts to pick up the phone and ask for a lower rate. The

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The 4 Best Kentucky Homeowners Insurance Companies

Kentucky’s central U.S. location creates generally mild climate conditions, with minimal risk for natural disaster. However, recent weather patterns have taken more extreme turns —

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The 3 Best Montana Homeowners Insurance Companies

Montana’s diverse terrain creates varied climate patterns across the huge state. The eastern region, for example, sees harsher winters and hotter summers, with increased risk for

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What Is a Reverse Mortgage and How Does It Work?

As a cash-strapped senior, a reverse mortgage may sound like a tempting way to stay in the home you love. But beware the high fees

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The 3 Best Nebraska Homeowners Insurance Companies

Located in the so-called “Tornado Alley,” Nebraska is no stranger to inclement weather. From severe droughts to hailstorms, the Cornhusker State has seen it all,


The 3 Best Kansas Homeowners Insurance Companies

Tornadoes, blizzards, and hailstorms — oh my! Kansas’s location in the Great Plains makes the state vulnerable to natural disasters and storms. It’s no surprise,