Loans

Just Say No to Co-Signing (Your Credit Will Thank You)

There is no shortage of mistakes you can make when it comes to your credit. Missing your payments, running up large credit card balances, and nev…

How to Spot Student Loan Forgiveness Scams

After completing college, you may feel overburdened by your student loan costs, but don’t fall victim to student loan forgiveness scams tha…

Can a CD Loan Help You Build Credit or Tap Emergency Cash?

Here’s an approach to establishing, building, or repairing credit that few people are likely aware of: a CD loan. More specifically, the process…

Student Loan Debt: The Philosophy Of Debt

A reader wrote to me recently stating that she had about $40,000 in student loan debt at 4% (she locked in in late 2002 when the rates were in th…

The Problem with “Driving It Into the Ground”

I subscribe to the philosophy of driving a car into the ground before you replace it. I’m thirty five years old and over the course of my e…

Buying A Car: How Much Down Payment Is Useful?

A reader wrote to me recently asking the simple question “How much of a down payment should you put on a new vehicle?” The thumbnail…