09.07.17
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What Would You Do to Retire Early? Three Ways to Help Make It Happen

Most of us who read money blogs like the Simple Dollar do so because we have real-life financial goals. If you’re like me, your goals

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Outrageous Investing Fees You Should Never, Ever Pay

Worried about paying too much in investing fees? It might be time to take stock of your investments and their ongoing costs, then search for

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All About Bonds: How They Work and When to Buy Them

Stocks get most of the play when it comes to investment news, books, and articles, with bonds typically playing the role of the sidekick. But

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Six Fresh Ways to Think About Retirement Savings

Most of the ways in which people talk about retirement these days follows along a few narrow lines. Put away 10% of your salary into

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Why You Shouldn’t Use a Roth IRA as an Emergency Fund

Nadine writes in: Does it make sense to use a Roth IRA as an emergency fund? It seems like I could contribute money to it,

07.20.17
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Three Myths About Your 401(k)

With traditional pensions all but disappearing, the workplace retirement plan has become the bedrock of many people’s retirement savings strategy. Four out of five Americans

07.15.17
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The ‘Coast’ Strategy for Retirement Savings – and How to Implement It

Erika writes in: 23 years old, graduated last summer and finally got a good job in my field making $60K in a good cost of

07.09.17
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Nine Money Mistakes New Retirees Can’t Stop Making

If you’re on the fast track to retirement, you’re probably busy planning your new, post-work world. Perhaps you’re considering a stint as a volunteer, or

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A Simple Guide to Choosing a Strong Investment Option in Your Workplace Retirement Plan

Noelle writes in: I finally decided to start saving for retirement using the 401k at work. I’m 39 years old. I have been trying to

05.23.17
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What to Do When Saving Anything Meaningful for Retirement Seems Impossible

Frank is a reader of The Simple Dollar who has messaged me on Facebook a few times. He has a solid job working for the

05.17.17
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How to Choose the Best Health Savings Account

Ever since the passage of the Patient Protection and Affordable Care Act (PPACA), Americans have shown a renewed interest in health savings accounts, or HSAs.

05.15.17
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How to Create a DIY Pension Plan

The retirement savings landscape has changed a lot over the past few decades. It used to be that if you held a steady job for

05.08.17
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Is Your 401(k) Leaking? Seven Hidden Fees That Can Sink Your Retirement

If you hope to retire one day, and you’re not one of the lucky few with an old-school pension, saving and investing regularly isn’t an

04.17.17
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Two Pieces of Unconventional Wisdom in the Traditional vs. Roth IRA Debate

There are some flaws in the conventional wisdom surrounding the traditional vs. Roth IRA debate that may be costing you money. The conventional wisdom says

04.03.17
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How to Maximize Your 401(k) Employer Match

If I offered you the chance to immediately double every dollar you saved, would you take it? Of course you would! You work hard to

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401(k) Vesting: What It Is and Why It Matters

You’ve almost certainly heard that if you’re saving for retirement, taking full advantage of your 401(k) employer match should be your first step. That match

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The Pros and Cons of Investing With Robo Advisors

The last few decades have been very good for individual investors. Vanguard introduced the first publicly available index fund in 1976, and since then index

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I’d Rather Be ‘Average’ Than Broke

When you read up on investing, it’s easy to get the sense that there’s one way to invest for “average” people, and another way to