Make a credit card strategy for your holiday shopping.

Credit Card Tips to Help Shoppers Celebrate the Holidays Frugally

The right credit card strategy can earn you hundreds in cash back rewards while shopping for gifts this holiday season.

Credit card rewards - know the difference between points, cash back and miles

Take Our Credit Card Rewards Quiz

What’s the difference between points, miles, and cash back? Take our credit card rewards quiz and see which type of program suits you best.

11.09.17
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Five Chronic Financial Problems That Money Won’t Solve

If the world and the people in it were simple and sensible, hardly anyone would struggle with money. Families with debt would take rational steps

Portrait of young man standing at the counter in his cafe. Coffee shop working in apron and hat smiling at camera.

Take Control of Your Cards With The TSD Credit Card Tracker

Credit cards are powerful tools that can help you build, improve, and even restore your credit score (which is increasingly important in today’s economy). The

golf clubs

How to Enjoy an Expensive Hobby Without Overspending

A few days ago, I was cleaning out the garage when I found my old set of golf clubs. Now, for those of you who

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Best Ways to Use Chase Ultimate Rewards Points in 2017

There’s a reason why so many fans of credit card rewards go out of their way to get a card to earn Chase Ultimate Rewards points.

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A Beginner’s Guide to Lifelong Learning at a Minimal Cost

This is part of an informal series of posts where I outline how I’ve applied money-saving strategies to many of my hobbies without sacrificing what

woman holding credit card with ipad

Stopping Online ‘Boredom’ Shopping

I’ve done it myself a few times. You’re sitting at your computer, or maybe tapping around on your phone. You don’t have much to do

07.07.17
girl roasting a marshmallow

12 Frugal Summer Vacation Strategies from Our Family’s National Park Vacation

A few months ago, I posted an article on how we plan frugal family vacations in national parks. During the first half of June, we

man budgeting and tracking spending on receipts

Six Strategies for Deleting Stale Spending from Your Life

A few days ago, I was reviewing my credit card bill and I noticed some expenses that surprised me. Two of them were annual renewals

03.06.17
credit card

An Advanced Degree Can Help You Earn More Money – and Spend It All, If You’re Not Careful

For many college graduates, an advanced degree is a one-way ticket to earning more. By working beyond a bachelor’s degree, new graduates can climb the

friends drinking cocktails at a bar

10 Friends Who Will Ruin Your Finances If You Let Them

We’ve always heard a good friend is “worth their weight in gold.” But is that always true? With some friends, absolutely. A good friend can be

10.13.16
shopping for clothes

Addicted to Spending? Here’s How to Become a ‘Recovering Spender’

Imagine waking up every day with an insatiable urge to shop. The second you get a chance, you check the racks and sales, desperate for

dollar bill on fire - budgeting wasting money

Here’s What Happens When You Don’t Have a Budget

Nobody likes talking about the dreaded “B word.” Just mention the word budgeting in a crowd, and you’ll see perfectly reasonable adults turn into petulant

shopping on mobile phone

Instant Gratification: Why 76% of Americans Live Paycheck to Paycheck and How You Can Beat That Cycle with 12 Simple Strategies

It’s a statistic that I just can’t get over: 76% of Americans live paycheck to paycheck. That just simply blows my mind every time I

playing pokemon go on smartphone

Avoiding the Temptation to Spend Money on ‘Free-to-Play’ Online Games

Max wrote in with a great question that started off in the reader mailbag, but eventually grew into a rather long post. Here’s what he

woman shopping

10 Questions to Ask Yourself About Any Purchase

For me, and for a lot of other people, shopping can be a very impulsive exercise. When something you want is on your radar, you’re

09.29.17
boat on trailer

10 Purchases You’ll Probably Regret

Sometimes it’s the thrill of a sale that lures us into buying something we don’t really need and can’t afford. Other times, it’s the urging of