golf clubs

How to Enjoy an Expensive Hobby Without Overspending

A few days ago, I was cleaning out the garage when I found my old set of golf clubs. Now, for those of you who

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A Beginner’s Guide to Lifelong Learning at a Minimal Cost

This is part of an informal series of posts where I outline how I’ve applied money-saving strategies to many of my hobbies without sacrificing what

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Stopping Online ‘Boredom’ Shopping

I’ve done it myself a few times. You’re sitting at your computer, or maybe tapping around on your phone. You don’t have much to do

07.06.17
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12 Frugal Summer Vacation Strategies from Our Family’s National Park Vacation

A few months ago, I posted an article on how we plan frugal family vacations in national parks. During the first half of June, we

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Six Strategies for Deleting Stale Spending from Your Life

A few days ago, I was reviewing my credit card bill and I noticed some expenses that surprised me. Two of them were annual renewals

03.07.17
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An Advanced Degree Can Help You Earn More Money – and Spend It All, If You’re Not Careful

For many college graduates, an advanced degree is a one-way ticket to earning more. By working beyond a bachelor’s degree, new graduates can climb the

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10 Friends Who Will Ruin Your Finances If You Let Them

We’ve always heard a good friend is “worth their weight in gold.” But is that always true? With some friends, absolutely. A good friend can be

10.16.16
shopping for clothes

Addicted to Spending? Here’s How to Become a ‘Recovering Spender’

Imagine waking up every day with an insatiable urge to shop. The second you get a chance, you check the racks and sales, desperate for

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Best Ways to Use Chase Ultimate Rewards Points in 2016

There’s a reason why so many fans of credit card rewards go out of their way to get a card to earn Chase Ultimate Rewards points.

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Here’s What Happens When You Don’t Have a Budget

Nobody likes talking about the dreaded “B word.” Just mention the word budgeting in a crowd, and you’ll see perfectly reasonable adults turn into petulant

shopping on mobile phone

Instant Gratification: Why 76% of Americans Live Paycheck to Paycheck and How You Can Beat That Cycle with 12 Simple Strategies

It’s a statistic that I just can’t get over: 76% of Americans live paycheck to paycheck. That just simply blows my mind every time I

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Avoiding the Temptation to Spend Money on ‘Free-to-Play’ Online Games

Max wrote in with a great question that started off in the reader mailbag, but eventually grew into a rather long post. Here’s what he

woman shopping

10 Questions to Ask Yourself About Any Purchase

For me, and for a lot of other people, shopping can be a very impulsive exercise. When something you want is on your radar, you’re

07.17.16
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10 Purchases You’ll Probably Regret

Sometimes it’s the thrill of a sale that lures us into buying something we don’t really need and can’t afford. Other times, it’s the urging of

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The Downside to ‘New’ and ‘Improved’ and ‘Better’

Not too long ago, I made the decision to upgrade my cell phone. It was several years old and there were a few hardware problems

05.29.16
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Best Personal Finance Software

I’m going to let you in on a secret: I used to hate . Every time I felt like I needed a better financial plan,

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25 Free Things to Do to Make Today Feel Awesome

Here’s a key truth I’ve come to realize about my spending habits. When I’m unhappy with myself or my life, I am much, much more

03.25.16
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The Strategic Splurge: Saving for the Stuff You Really Want

While some people are frugal by necessity, others are frugal by choice. Instead of making careful financial decisions and living within a tight budget just to get