Best American Express Credit Cards for 2019


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In the world of great credit cards with even greater rewards, there’s no shortage of these when it comes to American Express. But, with so many American Express cards to choose from, how do you know which one is right for you? Fortunately, we took the time to review several American Express cards and their reward options to help you decide.

The Simple Dollar's top picks

Best for cash back

Blue Cash Preferred® Card from American Express
Apply Now on American Express' secure website

For cash back on everyday purchases like going to the supermarket and filling up at the gas station, we recommend Blue Cash Preferred® Card from American Express. When you use this card at U.S. supermarkets, you can earn 6% cash back (on up to $6,000 per year, after that 1%) and earn 6% cash back on select U.S. streaming subscriptions. Purchases at U.S. gas stations and on transit will let you earn 3% cash back (1% back on all other purchases). The Blue Cash Preferred® Card from American Express is the quintessential cash back rewards card for anyone looking to earn rewards without adversely adjusting their spending habits.

Cash back details 6% cash back on your first $6,000 spent at U.S. supermarkets each year (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit, and 1% cash back on all other purchases.
Annual Fee $95 See Rates & Fees
APR 14.74% - 25.74% Variable See Rates & Fees
Welcome bonus $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.


  • New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees

The bottom line

All of American Express’ credit cards have lengthy and sometimes complicated rewards systems, so read through everything carefully before deciding which card is best for you. Remember that American Express wants you to earn rewards, so they’ve set it up to make sure you get something from nearly every purchase — it’s up to you to decide what that something should be.

  • Blue Cash Preferred® Card from American Express
    Best for cash back Blue Cash Preferred® Card from American Express
    Apply Now
For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

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