Best Credit Card Signup Bonus Offers of 2019:
- Flexible Travel Rewards – Capital One® Venture® Rewards Credit Card
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With the right credit card, you can earn a signup bonus worth hundreds of dollars without changing the way you spend your money. You can earn free flights, nights at hotels, and more. Check out our list of 2019’s best credit card signup bonus offers to find the one that suits your lifestyle.
The Capital One® Venture® Rewards Credit Card is a mid-range card that’s great if you want to earn miles (2X miles per dollar, to be exact) on all purchases. It’s also a great fit if you’re into spontaneous travel deals because no matter when or how the right deal pops up, you can use the Capital One Purchase Eraser® to redeem miles and receive an account credit for the full or partial cost of your travel purchase.
With the Capital One® Venture® Rewards Credit Card, redeeming miles for travel is a breeze. Shop around for the best travel deals, then book with any airline or hotel chain. Since you’re not using miles specific to travel brands, you won’t have to worry about blackout dates or award availability.Start your application now Back to top
Credit card signup bonuses come in a variety of flavors, including cash back, statement credits (which you can apply to almost any purchase on your card, depending upon the terms and conditions), and travel rewards. But regardless of the type of reward, all signup bonuses work in a similar fashion.
Here are a few signup bonus fundamentals you should consider as you choose the one that benefits you the most:
Bigger isn’t always better when it comes to credit card signup bonuses. Before you commit to a lucrative offer, consider the following best practices:
If you have an excellent credit history, it’s possible you could be approved in two to three months after your last application. Six months is a good rule of thumb, but those with a FICO® score less than 669 should wait at least a year.
Hard inquiries show up on your credit report after you apply for credit, like an auto loan or credit card. Not only can they affect your credit score; they stick with your credit report for up to 2 years. As a best practice, you shouldn’t risk incurring a hard inquiry unless you have a high probability of being approved.
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