Updated on Jan 14, 2020

Best Discover Credit Cards of 2020

Find a Discover credit card that has everything you're looking for.
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The best Discover credit cards have some features and rewards that may surprise you, including dollar-for-dollar match on all cash back earned at the end of your first year, no annual fees and lucrative rewards. Known for its outstanding customer service and creating America’s first cash back rewards program, Discover has a card for everyone. See the best credit card offers from Discover below.

Summary

The Best Discover Credit Cards for 2020

Discover credit cards are a great way to earn rewards and finance new purchases. Since its inception in 1986, Discover has become one of the most recognized card issuers in the U.S.

In comparison to Discover’s largest credit card competitors, its strengths include cash rewards, and strong customer service, according to its 2018 annual report. Discover’s credit card business hones in on its reward programs and merchant acceptance to stay competitive.

As of December 2018, Discover credit cards reached a circulation of 57.1 million, an increase of 8.9%, according to the Nilson Report.

If you’re looking for a lengthy 0% APR intro period or worthwhile cash back rewards, it might be worth considering a Discover credit card. Check out the best Discover credit card offers below.

Best for balance transfers

Discover it® Balance Transfer

Current Offer First year cash back match
Rewards overview 5% cash back at different places each quarter; 1% on all other purchases

Redeem for... Cash back
Annual Fee $0
Highlights Provided by Discover Show Highlights
Card Highlights Provided by Discover:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Issuer: Discover
  • Rewards Details: 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. 1% unlimited cash back on all other purchases - automatically.
  • Annual Fee: $0
  • Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • Cash Advance APR: 26.49% Variable
  • Introductory APR: 0%
  • Introductory APR Period: 6 months
  • Introductory Balance Transfer APR: 0%
  • Introductory Balance Transfer Period: 18 months
  • Ongoing APR: 13.49% - 24.49% Variable

Our two cents

Who should get it

If you’re looking to refine your finances and get a card with 0% intro APR on transferred balances for 18 months (after that an ongoing APR of 13.49% - 24.49% Variable APR), the Discover it® Balance Transfer card could help you pay down a balance.

How to use it
Transfer your highest APR balances first to stop accruing interest charges and pay down your balance as much as possible during the card’s 18-month intro period. Once you have paid off your transferred balance, you can enjoy 5% cash back (up to a quarterly maximum each time you activate) when you use it at gas stations, grocery stores, restaurants, Amazon.com and more. All other purchases qualify for 1% unlimited cash back.
Consider this

  • 3% intro balance transfer fee (see terms)
  • Up to 5% fee on future balance transfers (see terms)
  • Caps on rotating bonus rewards per quarter

Why you'll love it

Who doesn’t appreciate 18 months of 0% interest for balance transfers (after that ongoing APR is 13.49% - 24.49% Variable)? The Discover it® Balance Transfer card offers a temporary solution to accumulating credit card debt, in addition to a substantial rewards program.

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Pro Tip


Pro tip: The Discover it® Balance Transfer card matches all the cash back you earn at the end of your first year, plus no annual fee and 1% rate on everything else.

Best for everyday spending

Discover it® Cash Back

Current Offer First year cash back match
Rewards overview 5% cash back at different places each quarter; 1% on all other purchases

Redeem for... eDeposit, statement credit, charitable donation, or Amazon purchases
Annual Fee $0
Highlights Provided by Discover Show Highlights
Card Highlights Provided by Discover:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Issuer: Discover
  • Rewards Details: 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. 1% unlimited cash back on all other purchases - automatically.
  • Annual Fee: $0
  • Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • Cash Advance APR: 26.49% Variable
  • Introductory APR: 0%
  • Introductory APR Period: 14 months
  • Introductory Balance Transfer APR: 0%
  • Introductory Balance Transfer Period: 14 months
  • Ongoing APR: 13.49% - 24.49% Variable

Our two cents

Who should get it

The Discover it® Cash Back is ideal for cardholders looking for an easy-to-earn sign up bonus with no minimum spending requirement and the ability to earn cash back from rotating bonus categories.

How to use it
With the Discover it® Cash Back, you can earn up to 5% cash back each quarter at various places including gas stations, grocery stores, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases.
Consider this

  • Limit on how much you can earn
  • Rotating bonus categories require activation
  • Discover isn’t as widely accepted as cards in the Visa or Mastercard network

Why you'll love it

The Discover it® Cash Back will automatically give a dollar-for-dollar match on all cash back rewards at the end of your first year, and there’s no spending requirement. If you’re looking for a straightforward return on your spending, the Discover it Cash Back card could be a perfect match.

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Pro Tip


Pro tip: With Discover it® Cash Back, your cash back never expires. Redeem your rewards in any amount at any time.

Best for college students

Discover it® Student Cash Back

Current Offer First year cash back match
Rewards overview 5% cash back at different places each quarter; 1% on all other purchases

Redeem for... Cash back
Annual Fee $0
Highlights Provided by Discover Show Highlights
Card Highlights Provided by Discover:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 19.49%.
  • Issuer: Discover
  • Rewards Details: 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. 1% unlimited cash back on all other purchases - automatically.
  • Annual Fee: $0
  • Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • Cash Advance APR: 26.49% Variable
  • Introductory APR: 0%
  • Introductory APR Period: 6 months
  • Introductory Balance Transfer APR: 10.99%
  • Introductory Balance Transfer Period: 6 months
  • Ongoing APR: 19.49% Variable

Our two cents

Who should get it

The Discover it® Student Cash Back credit card provides cash back rewards to students who spend in common categories like gas stations, grocery stores, restaurants, Amazon.com and more. If you’re a student, you can use this credit card to make the most of your purchases in rotating categories (activation required) and earn up to 5% cash back, and 1% on all other purchases.

How to use it
With the Discover it® Student Cash Back, take advantage of the cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more. You can also see where your money is going and improve your spending habits with Discover’s spending tool. Earn 5% cash back in quarterly rotating categories after activation, up to the quarterly maximum, and 1% cash back on everything else – automatically.
Consider this

  • Activation required each quarter to earn bonus rewards
  • Lacks additional features like extended warranty or purchase protection features
  • Spending may not align with quarterly categories

Why you'll love it

After using the Discover it® Student Cash Back credit card for a year, cardholders get dollar-for-dollar matching on all cash back earned at the end of the first year. There are no annual fees or foreign transaction fees to worry about, which can help students save money while studying abroad or traveling internationally.

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Pro Tip


Pro tip: Discover it® Student Cash Back will put an extra $20 in your account every year if your GPA is 3.0 or higher for up to five years.

Best for travel

Discover it® Miles

Current Offer First year cash back match
Rewards overview Unlimited 1.5x miles on every purchase

Redeem for... Statement credits towards travel purchases
Annual Fee $0
Highlights Provided by Discover Show Highlights
Card Highlights Provided by Discover:
  • UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Issuer: Discover
  • Rewards Details: 1.5 Miles per dollar on all purchases. .
  • Annual Fee: $0
  • Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • Cash Advance APR: 26.49% Variable
  • Introductory APR: 0%
  • Introductory APR Period: 14 months
  • Introductory Balance Transfer APR: 10.99%
  • Introductory Balance Transfer Period: 14 months
  • Ongoing APR: 13.49% - 24.49% Variable

Our two cents

Who should get it

The Discover it® Miles credit card is for users who don’t want to be held back by limited redemption options, fees or blackout dates. With a end of first-year unlimited mile match and solid rewards rate, this card offers both short-term and long-term value.

How to use it
At the end of your first year, Discover will match all the miles you’ve earned, automatically. For example, 35,000 miles turns into 70,000 miles. The more you earn, the more Discover will match it.
Consider this

  • Discover isn’t used as widely as Visa or Mastercard
  • Users have to wait an entire year for bonus miles
  • Other cards offer higher rewards rate

Why you'll love it

You can redeem miles for cash, travel or statement credit with the Discover it® Miles card. With a flat rewards rate great for everyday purchases alongside trip expenses, this card provides value beyond a typical travel rewards card.

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Pro Tip


Pro tip: Discover doesn’t have any specific travel partners, meaning no blackout dates and the ability to earn credits from any airline, hotel or rental car agency.

Best for no annual fee

Discover it® Student chrome

Current Offer Discover matches all cash back you earn at the end of your first year
Rewards overview 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Redeem for... Cash back
Annual Fee $0
Highlights Provided by Discover Show Highlights
Card Highlights Provided by Discover:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 19.49%.
  • Issuer: Discover
  • Rewards Details: 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.
  • Annual Fee: $0
  • Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • Cash Advance APR: 26.49% Variable
  • Introductory APR: 0%
  • Introductory APR Period: 6 months
  • Introductory Balance Transfer APR: 10.99%
  • Introductory Balance Transfer Period: 6 months
  • Ongoing APR: 19.49% Variable

Our two cents

Who should get it

The Discover it® Student chrome may be a good fit if you’re a student who’s looking for more control over the rewards you earn and want to avoid paying an annual fee. This card can help you keep track of your credit score and better understand your spending habits.

How to use it
Use this card to dine out with classmates or fill up your gas tank (up to $1,000 in combined purchases each quarter). Cardholders earn 2% cash back at restaurants and gas stations, up to $1,000 in transactions each quarter. All other purchases earn unlimited 1% cash back.
Consider this

  • High APR after intro period
  • High APR for balance transfers
  • No fee if your payment is late the first time, up to $39 fee after that

Why you'll love it

After the end of the first year of using the Discover it® Student chrome, cardholders get all cash back matched, with no limit to how much you earn. Students can earn a $20 statement credit every year for up to five years after using the card when they have a 3.0 GPA or higher, plus no annual fee and no foreign transaction fees to keep track of.

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Pro Tip


Pro tip: No FICO history is required to apply to the Discover it® Student chrome, making it a perfect option for students wanting to build their credit.

Best for building credit

Discover it® Secured

Current Offer Discover matches all cash back you earn at the end of your first year
Rewards overview 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.

Redeem for... Cash back
Annual Fee $0
Highlights Provided by Discover Show Highlights
Card Highlights Provided by Discover:
  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
  • Establish your credit line by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
  • INTRO OFFER: We automatically match all the cash back you've earned at the end of your first year.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Issuer: Discover
  • Rewards Details: 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter. 1% unlimited cash back on all other purchases.
  • Annual Fee: $0
  • Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • Cash Advance APR: 26.49% Variable
  • Introductory Balance Transfer APR: 10.99%
  • Introductory Balance Transfer Period: 6 months
  • Ongoing APR: 24.49% Variable

Our two cents

Who should get it

The Discover it® Secured is great for people who want the best of both worlds — to build their credit and earn rewards. Unlike a prepaid or debit card, this is a real credit card that lets you build your credit history with the three major credit bureaus.

How to use it
Discover it® Secured card offers the same reward features as the Discover it® chrome card, but you have to put down a security deposit as collateral for the credit card account.
Consider this

  • Security deposit required
  • Low $2,500 maximum credit limit
  • Cash back rewards are capped each quarter

Why you'll love it

The Discover it® Secured card puts money back in your pocket while you’re trying to build your credit. This card offers a lot — a refundable deposit, no annual fees, late fee forgiveness on your first late payment and impressive cash back rewards in popular spending categories.

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Pro Tip


Pro tip: Starting at eight months after the account opening, Discover reviews the account to determine if the security deposit can be refunded to the customer and they graduate to an unsecured line of credit.

Best for gas and dining

Discover it® chrome

Current Offer Discover matches all cash back you earn at the end of your first year
Rewards overview 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.

Redeem for... Cash back
Annual Fee $0
Highlights Provided by Discover Show Highlights
Card Highlights Provided by Discover:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Issuer: Discover
  • Rewards Details: 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.
  • Annual Fee: $0
  • Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • Cash Advance APR: 26.49% Variable
  • Introductory APR: 0%
  • Introductory APR Period: 14 months
  • Introductory Balance Transfer APR: 0%
  • Introductory Balance Transfer Period: 14 months
  • Ongoing APR: 13.49% - 24.49% Variable

Our two cents

Who should get it

If you spend a lot on gas and dining out, the Discover it® chrome is an excellent choice. You won’t pay an annual fee to keep the Discover it® chrome in your wallet, and there’s no need to worry about rotating bonus categories or complicated redemption strategies.

How to use it
The Discover it® chrome card is a simple cash back card with an excellent balance transfer option — 0% intro APR for the first 14 months on balance transfers and purchases (then an ongoing 13.49% - 24.49% Variable) APR. It offers 2% cash back back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and 1% cash back on all other purchases.
Consider this

  • High APR after intro period
  • High APR for balance transfers
  • No fee if your payment is late the first time, up to $39 fee after that

Why you'll love it

Discover’s cash back match at the end of the first year is where this card excels, making it an ideal card for everyday purchases. For those with good to excellent credit who want a straightforward cash back card, the Discover it® chrome deserves consideration.

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Pro Tip


Pro tip: The Discover it® chrome is light on fees — no annual fee, no foreign transaction fee and you won’t be charged a late payment fee the first time.

Compare the best Discover credit cards of 2020

Card Annual Fee Rewards Rate Welcome Bonus Regular Purchase APR
Best for balance transfers: Discover it® Balance Transfer $0 Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases Discover will match the cash back you’ve earned at the end of your first year 13.49% - 24.49% Variable
Best for everyday spending: Discover it® Cash Back $0 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate, 1% on everything else Dollar-for-dollar match at the end of the first year 13.49% - 24.49% Variable
Best for college students: Discover it® Student Cash Back $0 Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases Discover will match the cash back you’ve earned at the end of your first years 19.49% Variable
Best for travel: Discover it® Miles $0 Earn unlimited 1.5x miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping Discover will match the cash back you’ve earned at the end of your first year 13.49% - 24.49% Variable
Best for no annual fee: Discover it® Student chrome $0 Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases Discover will match ALL the cash back earned at the end of your first year, automatically. 19.49% Variable
Best for building credit: Discover it® Secured $0 Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases Discover will match the cash back you’ve earned at the end of your first year 24.49% Variable
BBest for gas and dining: Discover it® chrome $0 Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases Discover will match the cash back you’ve earned at the end of your first year 13.49% - 24.49% Variable

Are Discover credit cards good?

Discover credit cards can be considered a good option based on the promotions available for new applicants. Discover will match the cash back that new applicants earn at the end of their 1st year of card membership.

It is worth noting that Discover credit cards are not as widely accepted as some of their leading competitors, however. Similar to American Express, Discover cards run on their own payment processing network, different from Visa and Mastercard, accepted by most vendors.

Does Discover offer 5% cash back?

Discover’s 5% Cashback Bonus program offers allow you to earn a 5% cash back bonus at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases. You must activate your bonus cash back each quarter by enrolling online at www.discover.com, through the mobile app or by calling 1-800-347-3085. When you activate, you’ll have access to detailed information about eligible purchases and cash back limits.

What credit score do I need for a Discover card?

You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for the Discover it® Secured card or the Discover it® Student Cash Back and Discover it® Student chrome credit cards. You can qualify for the Discover it® Secured Card with a credit score below 640. And college students don’t need a credit score, or credit experience, to get one of Discover’s two student credit cards, Discover it® Chrome for Students and Discover it® Student Cash Back. However, you do need good or excellent credit for all the other offers, including Discover it® Miles and Discover it® Cash Back, two of the most popular options.

How is Discover cash back calculated?

Discover calculates your cash back at the end of billing periods. This calculation involves multiplying your Program Purchases by 5% (.05). These rewards will add on to your Cashback Bonus account within two billing periods.

How do I redeem my Discover cash back?

Just follow these steps to redeem a Cashback Bonus:

  1. Log in to your Account Center
  2. Select the Rewards option in the navigation bar and then select “See All” from the drop-down menu.
  3. After you choose “See All,” you will see the redemption page, which will tell you how much Cashback Bonus you are eligible to redeem.
  4. Redemption options include:
  5. Gift cards with $5 free on each card
  6. Paying with your rewards at Amazon.com checkout
  7. Donating to charity
  8. Depositing into your bank account or applying amounts to a Discover bill
  9. Once you decide what to redeem your Cashback Bonus for, choose an option and place it on your order.
  10. Once you have chosen your options, view your order, confirm, and submit it.

Does my Discover credit card cover rental car insurance?

If you’re renting a car on your next trip, you may be eligible for rental car insurance with your Discover credit card. This benefit removes the added expense of secondary rental insurance by using built-in car rental coverage from your card. If you rent a car with your credit card, you may be eligible for collision coverage. Although, coverage types vary, and limitations could apply. Be sure to check out your issuer’s policies.

Your Discover credit card can offer you a host of other savings benefits as well. You’ll match your rewards or earn cash back by booking your travel with your credit card. Find out if your credit card offers an online shopping portal or rewards mall. With this feature, you’ll find exclusive deals and discounts on airfare, hotels, car rentals and cruises. You may also be eligible for flight accident insurance for you and your family when you purchase your airline tickets using your credit card.

Editorial Note: Compensation does not influence our recommendations. However, we may earn a commission on sales from the companies featured in this post. To view a list of partners, click here. Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by our advertisers. Reasonable efforts are made to present accurate info, however all information is presented without warranty. Consult our advertiser's page for terms & conditions.