Best Premium Credit Cards

The Chase Sapphire Reserve® is for the experienced traveler who wants to travel in style and earn rewards in the process. The card offers a yearly travel credit worth $300 as well as airport luxury lounge benefits. Among the various luxury credit cards available, Chase Sapphire Reserve® is good common sense for those who get around.

The signup bonus on this card is enough to boost your savings on international round-trip flights, and the continued rewards for travel and dining are considerable as well, with 3 points earned per dollar spent on those purchases. With each point worth 1.5 cents each, that can be a major plus for folks who spend a lot of money on travel.

The Chase Sapphire Reserve® allows you to transfer points to other loyalty programs. The practice of transferring points and redeeming them can save hundreds of dollars on travel-related expenditures.

Much like the Chase Sapphire Reserve® card, The Platinum Card® from American Express is aimed squarely at the seasoned traveler who prefers not to cut corners on dining and lodging. The annual fee is a head turner at $550, but the card pays for itself through the volume of rewards and perks offered, such as travel credit and elite airport lounge access.

Once you receive The Platinum Card® from American Express, there are a number of benefits available to you right away, including free credits for airline travel, Global Entry, credits for Uber usage and high-end status with hotel chains such as Hilton and Marriott.

The Platinum Card® from American Express allows for additional authorized users (for an additional fee), which really allows you to rack up rewards quickly. Gold Card holders can also be added to the account for free, allowing access to the same rates, but without many of the benefits offered on The Platinum Card® from American Express.

If there is a best premium credit card on the market, the Capital One® Venture® Rewards Credit Card certainly scores near the top. Those who travel a lot can redeem miles for pretty much any type of travel purchase, either through Capital One or one of their partners in the travel industry. It is also an excellent choice for folks looking to benefit from a substantial signup bonus and flexibility in their redemption options.

Use the Capital One® Venture® Rewards Credit Card for 2 miles per dollar on every purchase made, and up to 10 miles per dollar on lodging booked through hotels.com (through January 2020). With the Capital One® Venture® Rewards Credit Card, you do not have to keep track of additional or bonus categories in order to maximize rewards. The card is designed for those with strong spending habits.

You can earn up to 50,000 bonus miles if you make $3000 in purchases within the first three months after opening your account.

The American Express® Gold Card is a card for foodies, whether it’s eating out or dining at home, as it touts a considerable rate of reward for both restaurant and U.S. supermarket purchases. Membership perks are also available for frequent travelers, with credits earned that more than make up for the rather stiff $250 annual fee.

The American Express® Gold Card offers new account holders 35,000 Membership Rewards® points if they spend $4,000 in the first three months, and while this isn’t the highest welcome bonus available, once redeemed those points could be worth up to $350 on your next vacation getaway. Points continue to be earned on the order of 4 per dollar at restaurants across the globe, 4 per dollar at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X) and 3 per dollar on flight booked either directly through airlines or through amextravel.com.

The American Express® Gold Card is a charge card, differentiating itself from traditional credit cards in that there is no predetermined credit limit, and you must pay off your balance each month.