4 Free Credit Card Perks You May Not Realize You Have

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These cards go beyond points and miles, offering you cool freebies.

Credit cards are a great way to build credit and establish your financial independence. They can also be a way to earn rewards or cash back. While the best rewards credit cards revolve around using the card and earning points or miles, some cards offer free — yes, free! — perks.

Here are three free credit card perks you may not realize you have…

1. Free museum entry

As a Bank of America cardholder, you can enjoy free museum entry to more than 200 of the most popular cultural institutions within the U.S. once a month thanks to their Museums on Us program. Check the list of participating museums and plan a visit for the first full weekend of the month. Simply show your Bank of America® or Merrill Lynch® credit or debit card and a photo ID to receive one free general admission.

2. Free TSA Global Entry

If you’re a frequent flyer, you’re probably already using a travel rewards credit card to earn miles and discounted flights. But did you know you may also be able to use your card to cover the $100 one-time fee for TSA Global Entry for free? TSA Global Entry gives you expedited security screening when departing and entering the U.S. Several participating cards, such as The Platinum Card® from American Express, Chase Sapphire Reserve®, and the Citi Prestige® Card, provide a statement credit toward the application fee when you pay with your card.

3. Free two-day shipping

American Express® cardmembers, as well as World Mastercard® and World Elite Mastercard® cardholders, can receive complimentary ShopRunner membership when they enroll with an eligible card number. As a member, you’ll receive free two-day shipping and free return shipping when you buy eligible items with your card from participating online stores. ShopRunner partners with thousands of brands at more than 140 stores.

It pays to read the fine print, because you never know what free credit card perks might be hiding right under your nose. As they say: The best things in life are free.

Editorial Note: Compensation does not influence our recommendations. However, we may earn a commission on sales from the companies featured in this post. To view a list of partners, click here. Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by our advertisers. Reasonable efforts are made to present accurate info, however all information is presented without warranty. Consult our advertiser's page for terms & conditions.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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