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Best Credit One Bank® Credit Cards
The Best Credit One Bank® Credit Cards of 2020
Credit One Bank® is a U.S.-based bank specializing in credit cards. With more than 11 million active accounts, Credit One Bank® provides credit cards that offer value through cashback rewards and credit-building features. Credit One Bank® issues Visa®, Mastercard®, and American Express® products, as well as the NHL’s Vegas Golden Knights. If you’re looking to build your credit, earn rewards, and add a reliable credit card to your wallet, it might be worth getting a Credit One Bank® credit card. Check out the best Credit One Bank® credit card offers below.
Compare the best Credit One credit cards
|Card||Annual Fee||Rewards Rate||Regular Purchase APR|
|Best for bad credit: Credit One Bank® Platinum Visa® for Rebuilding Credit||$75 for the first year. After that, $99 annually ($8.25 per month)||23.99% Variable*|
|Best for 5% cash back: Credit One Bank® Platinum Rewards Visa||$95||5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% cash back. Terms Apply.||23.99% Variable *|
|Best for everyday purchases: Credit One Bank American Express® Card||$39||Unlimited 1% cash back on all purchases, terms apply||23.99% Variable*|
|Best for double cash back: Credit One Bank® Platinum Rewards Visa with No Annual Fee||$0||2% cash back on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms Apply.||23.99% Variable*|
|Best for increasing credit limit: Credit One Bank® Visa® Cash Back Rewards||$39||1% cash back on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms Apply.||23.99% Variable*|
*Based on creditworthiness
Does Credit One automatically increase credit limit?
Credit One considers increases in credit limits based on your credit score and payment history with Credit One Bank. But you can also request an increase. Sign in to your online account at https://www.creditonebank.com and select “Settings” from the site menu. Then click the “Credit Line Increase” button and follow the steps. Even though you can request a credit limit increase, timely payment of your monthly bills and your credit history are evaluated.
How can I get a credit limit increase from Credit One Bank?
You can take proactive steps to earn an increase to your credit card limit. Make sure you are following these best practices before requesting an increase:
- Pay your bills by the due date every month.
- Keep your average credit utilization ratio low.
- Actively monitor your account to stay on top of your balance and identify unusual activity.
- Monitor your credit report. Negative events across your credit portfolio, such as a judgment or bankruptcy, might impact your existing credit accounts.
How do I use my Credit One Bank Rewards?
Credit One Bank makes redeeming your rewards simple. You can earn and redeem rewards on their website here
Find offers connected with your card – browse all offers by signing into your account and selecting “View offers.”
Use your card and sign for your purchase at participating companies.
Once you sign for your daily purchases, you will automatically earn cash back rewards.
Is Credit One good for building credit?
Getting an unsecured credit line can be expensive when you have bad credit. The Credit One Bank® Platinum Visa® for Rebuilding Credit offers a way to build credit without too much upfront cost. There’s no one-time fee for application processing and no monthly fee. And your annual fee will be $75 for the first year. After that, $99 annually ($8.25 per month). Most importantly, if you maintain a good track record with your payments and keep your spending low, your credit score will increase with responsible use of this card.
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