Delta SkyMiles® Platinum Business American Express Card Review

Delta SkyMiles® Platinum Business American Express Card
Partner offer
Apply now

Delta offers business customers three credit card options, and the Delta SkyMiles® Platinum Business American Express Card is in the middle of the pack. This credit card offers a wide variety of special offers and perks for business travel including a generous welcome offer, one free checked bag and the potential to earn a solid amount of miles.

Among comparable airline credit cards, the Delta SkyMiles® Platinum Business American Express Card has average rewards with a relatively high annual fee of $250. However, it’s a great option for loyal Delta customers who are intrigued by the lucrative welcome bonus and the chance to earn medallion qualification miles (MQMs), which can be redeemed for Delta elite status and perks.

Offers matched to your credit profile

CardMatch™ by CreditCards.com

Learn More

What we like about the Delta SkyMiles® Platinum Business American Express Card

  • Welcome Offer: Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months. Terms Apply.
  • Earn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Terms Apply.
  • You’ll earn 1.5 miles per dollar on single eligible purchases of $5,000 or more, up to 50,000 additional miles per year. Earn 1 Mile on every eligible dollar spent on other purchases. Terms Apply.

Things to consider

  • The Delta SkyMiles® Platinum Business American Express Card is not a great option if Delta isn’t your preferred airline. This card offers very little benefit unless you fly frequently with Delta Air Lines.
  • The annual fee is relatively high when compared with some other cards, coming in at $250.
  • This credit card isn’t a good option if you like to earn cash back with your credit card, as it only earns you mileage points for rewards.
  • If you don’t travel for business, this isn’t the card for you.

Delta SkyMiles® Platinum Business travel rewards details

The Delta SkyMiles Rewards program is great for frequent business travelers. With the Delta SkyMiles® Platinum Business American Express Card, you’ll earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months. You’ll also earn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.

For all other purchases you make with your card, you’ll earn 1x mile for every dollar. With this card, the best way to maximize your rewards is to redeem them for flights. Your miles are not only good for Delta flights, but also with Delta’s 18 other airline partners. There is no limit to the number of points you can earn and they never expire, which is an exceptional perk.

Delta SkyMiles® Platinum Business fees

Although the annual fee of $250 is relatively high, it can be well worth the cost when you factor in the generous welcome offer, the rewards rate and other perks you’ll get with this card. Other fees include $5 or 3% fee for cash advances,whichever is greater. There are no foreign transaction fees ( See Rates & Fees ), which make this a great choice for business customers who travel abroad.

How does it compare to other Delta SkyMiles business cards?

The Delta SkyMiles® Platinum Business American Express Card is one of three business credit cards from Delta Air Lines in partnership with American Express. The Delta SkyMiles® Gold Business American Express Card has the least amount of perks, while the Delta SkyMiles® Reserve Business American Express Card has the most. The Delta SkyMiles® Platinum Business American Express Card is perfect for business travelers who fly frequently with Delta. But if you’re looking for a simpler card with no annual fee, the Delta SkyMiles® Gold Business American Express Card is a better choice. Craving all the bells and whistles that come with a Delta SkyMiles business card? Then, the Delta SkyMiles® Reserve Business American Express Card could be the winner for you.

CardOngoing Purchase APRAnnual FeeIntro BonusCredit NeededKey features
Delta SkyMiles® Gold Business American Express Card15.74% - 24.74% Variable ( See Rates & Fees )$0 introductory annual fee for the first year, then $99 ( See Rates & Fees )Welcome Offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. Terms Apply.ExcellentEarn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases. Terms Apply.
Delta SkyMiles® Platinum Business American Express Card15.74% - 24.74% Variable ( See Rates & Fees )$250 ( See Rates & Fees )Welcome Offer: Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months. Terms Apply.Good to excellentEarn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Terms Apply.
Delta SkyMiles® Reserve Business American Express Card15.74% - 24.74% Variable ( See Rates & Fees )$550 ( See Rates & Fees )Limited Time Offer: Earn 70,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months. Offer ends 10/28/20. Terms Apply.Good to excellentAfter you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. Eligible purchases after spending $150,000 do not include Delta purchases. Terms Apply.

For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here
For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here

Editorial Note: Compensation does not influence our recommendations. However, we may earn a commission on sales from the companies featured in this post. To view our disclosures, click here. Opinions expressed here are the author’s alone, and have not been reviewed, approved or otherwise endorsed by our advertisers. Reasonable efforts are made to present accurate info, however all information is presented without warranty. Consult our advertiser’s page for terms & conditions.

Jessica Walrack

Contributing Writer

Jessica Walrack is a personal finance writer at SuperMoney, Interest.com, The Simple Dollar, and PersonalLoans.org. She specializes in taking personal finance topics like loans, credit cards, and budgeting, and making them accessible and somewhat fun.