Issuer American Express
Annual Fee $95 (See Rates & Fees)
Credit Rating Excellent
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars.
Introductory APR 0%
Introductory APR Period 12 months
Introductory Balance Transfer APR 0%
Introductory Balance Transfer Period 12 months
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Ongoing APR 12.99% - 23.99% Variable (See Rates & Fees)
Penalty APR 29.24% Variable
Cash Advance APR 25.24% Variable
Intro Bonus Tier Level Below Average
Rewards Tier Level Excellent
Perks Tier Level Below Average
- Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
- Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
- Low intro APR: 0% for 12 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- $95 annual fee.
- Terms Apply.
- See Rates & Fees