Annual Fee $0
Credit Rating Excellent
Foreign Transaction Fee None
Introductory Balance Transfer APR 4.99%
Introductory Balance Transfer Period 12 months
Balance Transfer Fee None
Ongoing APR 9.24% - 17.99%
Cash Advance APR 9.24% - 17.99%
Sign up Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level None
- You must be a PenFed member to apply. Not yet a member? It's easy to join!
- You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
- Absolutely no fees - no annual fee, no foreign transaction fee, no balance transfer fee, no cash advance fee, no late fee, no over credit limit fee, and no penalty fee.