Capital One® Secured Mastercard®

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Capital One® Secured Mastercard®
Details
Issuer Capital One
Annual Fee $0
Credit Rating Limited, Bad
Foreign Transaction Fee None
Introductory APR N/A
Introductory APR Period N/A
Introductory Balance Transfer APR N/A
Introductory Balance Transfer Period N/A
Balance Transfer Fee $0
Ongoing APR 26.99% (Variable)
Penalty APR None
Cash Advance APR 26.99% (Variable)
Intro Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level Below Average
Highlights
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide