Issuer Capital Bank
Annual Fee $29
Credit Rating Bad
Foreign Transaction Fee 3%
Balance Transfer Fee 5% of the amount of each Balance Transfer
Ongoing APR 18.39% (Variable)
Penalty APR 22.50%
Cash Advance APR 18.39% (Variable)
Sign up Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level None
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.