Annual Fee $0
Rewards Details 1 point for each $1 in qualifying purchases
Credit Rating Excellent
Foreign Transaction Fee 2%
Introductory Balance Transfer APR 1.99%
Introductory Balance Transfer Period 6 months
Balance Transfer Fee 2% of the transfer amount.
Ongoing APR 9.25% - 15.25% Variable
Cash Advance APR 14.75% - 21.25% Variable
Intro Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level None
- No annual membership fee
- Low, variable rate APR of 9.25%, 12.25%, and 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Applies to balance transfers processed within three months of your account open date.
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel accident coverage up to $1,000,000.
- Free Online access to credit card account information