The Secured Visa® from Merrick Bank

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The Secured Visa® from Merrick Bank
Issuer Merrick Bank
Annual Fee $36 the first year. Billed $3 dollars per month thereafter.
Credit Rating Bad
Foreign Transaction Fee 2%
Ongoing APR 18.95% Variable
Cash Advance APR 23.95% Variable
Intro Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level None
  • Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line - the amount of your deposit determines your initial credit line - up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options - several convenient options to easily fund your security deposit.
  • Worldwide acceptance - use it anywhere Visa is accepted.
  • Quick, easy application - apply online today!