Issuer Bank of America
Annual Fee $0.00
Rewards Details 1.5 rewards points for every $1 on all purchases and 25,000 bonus points when you spend $1,000 in net purchases within 60 days. 3 points for every $1 spent for travel booked through the Bank of America® Travel Center - powered by Orbitz®.
Credit Rating Excellent
Foreign Transaction Fee none
Introductory APR 0%
Introductory APR Period 9 billing cycles
Introductory Balance Transfer APR N/A
Introductory Balance Transfer Period N/A
Balance Transfer Fee Either $10 or 4% of the amount of each transaction, whichever is greater.
Ongoing APR 12.74% - 22.74% Variable APR on purchases and balance transfers
Penalty APR null
Cash Advance APR 25.74% Variable APR for Cash Advances and Convenience Checks
Intro Bonus Tier Level Below Average
Rewards Tier Level Average
Perks Tier Level None
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
- Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Orbitz®.
- No annual fee and no international transaction fees.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem points for travel with no blackout dates, cash back or gift cards.
- Plus, if you're a Business Advantage Relationship Rewards client, you can get a 25% - 75% rewards bonus on the base earn of every purchase you make.